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jj7452

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  1. Anna1s1 started following jj7452
  2. jj7452
    As I said before we have all information welcome have on us as they had to supply us a copy of their defence for court which was all data on us Thank you
  3. jj7452
    Judgement was passed on the total amount owing which because they are saying we signed a second agreement extra fees were added and we submitted to court how much we have paid etc and where they are asking for nearly £6k there is a shortfall of a considerable amount
  4. jj7452
    Not sure what lies welcome told them at court we do know they said they never received our defence papers in time for the court hearing - wish we had been able to attend was so confident that them not having this second agreement that there would be no problem in winning
  5. jj7452
    Do you feel that them not having a signed second agreement is sufficient to appeal - we of course do but they are stating we verbally agreed (to my knowledge do not recall) and therefore have no proof It is so frustrating and when you are in our position you feel you are so right in appealing but we are so wrapped up in our belief trying to convince someone else is another matter
  6. jj7452
    Thank you for your help I will keep you informed and hopefully it is good news
  7. jj7452
    Thank you for your advice No nothing else has been received so yes they have messed up We would like to appeal further as feel we do not owe the money they are requesting Have we not gone over the threshold of time to still appeal Also what do we do when this person visits the door with the order for questioning notice Typical welcome finance not doing things the right way!! We have lived in the same property for 15 years and they even sent a judgement to the wrong address a couple of years ago and probably sent many letters to this wrong address too I hope we can still appeal as we have paid a considerable amount to them and where they are asking for nearly £6k by our calculations there is about £500 deficit but that could be offset in different charges
  8. jj7452
    No the wording is the defendant do pay the sum of £.... In respect of the claim, the sum of £.... In respect of interest there in from September 2010 to the date hereof at the rate of 4% per annum and the court fees in the sum of £... (In total the sum of £....)
  9. jj7452
    Sorry yes N24 General firm of judgement or order
  10. jj7452
    No it says general form of judgement or order
  11. jj7452
    We thought that when welcome contacted us we would then let them know we would be appealing Naive I know we should of done it straight away but not used to all this legal stuff - learnt a lot now though
  12. jj7452
    Yes we did and phoned the court straight away spoke to a clerk and she asked told us that as they hadn't set a date on the judgement for payment to wait till welcome contacted us Fast forward to now and we receive a letter to tell us someone attending to issue a court for questioning letter so now not sure if we gone over time limit to appeal
  13. jj7452
    Not strict proof but have asked on numerous occasions has always been our argument What makes my laugh is that we firstly requested a telephone hearing to sort this out as I was working away and welcome didn't bother to attend and when it was adjourned and a court date set I last minute was called away and could not attend and ended up losing Hate the company have had nothing but stress and grief over this just so annoyed that it has come to this and the last thing I want is to have to pay them any money but when you get a judgement the last thing I need is bailiffs Might try to see if I can still appeal probably cost about £150 but as I said earlier I really don't want to go to court for questioning as it feels like I am agreeing to pay them and also do not want to disclose my financial position
  14. jj7452
    No there is no signed second agreement and further to my post above they have admitted that in there witness statement They basically refinanced the car without my signature which then incurred more costs we have been in dispute with them for years
  15. jj7452
    I have all documentation as what they had in court I was given a copy of all information relating to me
  16. jj7452
    On their witness statement regarding the second agreement this is what is written A copy of the original agreement has been provided along with statement of accounts for both agreements. The claimant does not hold a copy of the second agreement however the second agreement provided credit to settle the first agreement. The defendant admits the balance owed on the first agreement So as they have stated do not have a signed second agreement and I do not recall agreeing to any additional charges I had telephoned them as I had taken ill and needed to reduce payments for a short while but was not aware of them refinancing and adding substantial costs

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