Has anybody used this memo as ammunition with RBS? I have a Mint card (was RBS Adavanta) from 1997 and the application form they sent me was not countersigned by RBS and I am thereofre going to write the standard letter back )also no 'overleaf' conditions as referred to in the declaration part.
Also have an RBS card which I sent the CCA letter on 9th March - no reply at all so far. Should I wait 30 days until they are breaking the law, or should I write now?
Also me & my husband both have Tesco Credit Cards (also RBS) and they look OK on the face of it except my husband's application has our old address pre-printed on it, so no mention of our address at the time of taking the card (March 2000). Also, no 'overleaf' details as above.
My Tesco card looks moew watertight on the face of it, but has no overleaf terms either.
All 3 of them sent me copy terms & condition leaflets from original tiem and current, so they are obviously trying to cover all bases now.
Thanks very much x