thats the place in gillingham absolute crap control centre

can i have the compliance address please and any letter format im hopeless with letters

thanks everyone will do as requested dooubt i will get a reply medway branch are the pits

hi just checked both my husbands and my credit file and welcome is showing up on both for 85 months should be 84 and should only be on my file as im the one who took out the loan my husband didnt sign anything and his name is not on the paperwork help please

re gap insurance siorry havent been on here for a while as been on holiday, was interersted in the gap insurance being paid on shortfall between car value and shortfall on finance 4 years ago i had a mondeo written off which was on finance with welcome I KNOW ONCE BITTEN SHOULOD OF BEEN TWICE SHY ANYWAY GAP INSURANCE LEFT A 850 SHORTFALL WHICH WAS APPARENTLY CHARGES I HAD NEVER MISSED PAYMENTS BUT THEY ONLY PAID 2500 NOT THE 3250 THAT WAS LEFT ON LOAN AGREEMENT SO PEOPLE BE CAREFUL IF U NEED TO CLAIM ON GAP TRY AND MAKE SURE WELCOME DONT CON U AS WELL ON CHARGES LOUISE

hi i wonder if anyone can help, myh welcome car loan is in dispute due to the fact no subject access acknowledged and no cca sent also ws adviised as my paperwork stated home improvement loan not hp loan, i dont own my home so how can i have a home improvement loan branch in medway state just mistake with the printer paper ?????? i contacted first step litigatgion dept as have a few debts to sort out yet endless calls from welcome which are now very threatening, the point is can they repossess the car whilst in legal dispute any help really appreciated thanks Louise

quick question due to welcome not sending me my cca within 12 days i contcted first step finance wwho advised me my car loan is unenforceable due to a no credit agreement forthcoming and also other mistakes by them what i want to know is as ive been told not to pay them any more money do i hand the car back or wait for them to take it and can they take it as its legally in dispute? sorry to ramble on but i dont know what to do thanks Louis

found the following on another website wonder if its any use to anyone BBC's Panorama are looking for help. We're making a programme about how companies are using Charging Orders to secure debt against people's homes. We're interested in talking to anyone who's been issued with a Charging Order, or is about to be by any car finance company. Please get in touch with me as soon as possible. My email is: fiona.mackie@bbc.co.uk My direct phone number is: 0208 008 5796 All information will of course be treated in the strictest confidence. Thanks.

AMEN TO THAT COULDNT HAPPEN TO MORE HORRIBLE PEOPLE NOW THE STAFF WILL KNOW HOW IT FEELS TO BE MADE REDUNDANT AND NOT BE ABLE TO PAY EVERYTHING AND BE CHASED CONSTANTLY

what is about to be said????????????/

im hoping there will be more definate news about whats happening by the 11th may

hi been away for a while what i want to know is do i pay my car loan installment due 11th may or hang back funny enough i phoned my local branbch in gillingham and asked them where i should pay and i was told it was business as usual and they werent closing down had the feeling he knew nothing else he was a damn good actor

hi all got mt cca today and yes it says modified hp agreement so why am i getting home improvement statements? also on another note i was promised a call from mybm in gillingham on tuesday and nothing i called the office only to be told everyone in meetings!!!!

they cant put a charge against my home as its a housing association property

SO WHY NO PRICES ON THE CARS YOU ARE ALLOWED TO INSPECT

ona differfent note does anyone else think its strange that when you go to wcf centre and see the cars offered all 3 of them that there are no prices on the screens and only once you have decided and the paperwork drawn up that yhpou find out the extortionate prices of the cars plus why cant you pick the caR YOU WANT INSTEAD OF BEING TOLD WHAT 3 ARE AVAILABLE I ASKED FOR A SMALL FAMILY DIESEL CAR AND WAS SHOWN A VAUXHALL VECTRA 2.2SRI, A MONDEO ESTATE DIESEL THAT NEEDED A NEW CAMBELT DUEE TO HIGH MILEAGE AND A OLD ASTRA ESTATE PETROL ANY THOUGHTS ON THIS

ok will keep paying my monthly amount even though very difficult to do so and wait for cca

thanks dippy i will take my husband with me as a witness and just pay my money get the recept and leave have just posted off the cca louise

onto it now thanks louise

no i havent got the modified agreement from dec 07 only the green demands and needs statement but i do have the agreement from feb 07 havent a clue if wcf have the modified agreement as ive askede for it but not received it

hi office manager wants to see paperwork that i have and also to pay this months payment in cash as i dont trust them with my debit card details as a few months ago they took the payment early on my card that they had stored the numbers

will let you all know how i get on on monday

THANKS WILL SEND IT OFF TODAY

THANKYOU I APPRECIATE IT

NO I DONT HAVE A COPY JUST MY STATEMENT WHEN I ASKED THE OFFICE MAMAGER FOR A COPY SHE SAID IT WAS ON A DIFFFERENT COMPUTER SYSTEM AND WOULD SEND IT TO ME THIS WAS 3 WEEKS AGO