vjohn82
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Everything posted by vjohn82
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
Swings and roundabouts... we all have odd experiences with HFC don't we? Proper clown outfit... I have a story to tell when mine is over.- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
They could set it off against an outstanding balance in your situation. Having no CCA makes little difference in the grand scheme of things because the FSA/OFT still accept that a liability exists on some level. However, if the PPI was missold then there is a potential for the entire loan to be written off. But that's going into some very technical arguments and I would need at least £1/2 million before I consider helping you Seriously though, missold PPI is a nightmare for the finance industry right now. Challenge it anyway and see if it reduces your overall balance... use it as a stick/carrot depending on your circumstances.- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
Cheers mate- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
Patrick... do you have the email address for the Director and Accounts Manager?- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
No it's not... which was why it has taken so long to get them to accept that they owe me the money directly and do not have the right of set-off.- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
HFC have used the FSA guidelines for calculating the redress... until I have that payment in my bank I'm not saying anything else about the figures. Got an email address Patrick? I'll bung them a message saying I want the dosh sooner... they owe me it considering they lied in their letters to the FSA.- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
It was more than I wanted... so that's good enough for me. I just want to know when I get it hahaha- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
Pretty chuffed... this has been a long road which I was never going to begin travelling. Smiles all around now.- 83 replies
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vjohn82 vs. HFC (PPI Claim) **WON**
vjohn82 replied to vjohn82's topic in HSBC, FD and HFC successes
Ok, the FOS agreed with me and HFC Bank have been forced to concede defeat. I have signed my offer form but have said that they process the paperwork and payment 28days + 5. Has anyone been paid out quicker? It would be nice to have it before xmas.- 83 replies
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The above comment was written not to "brag" or "promote" that I could be receiving free help with the case BUT to stop people from sending thousands and thousands of pounds for legal costs I have no intention of running up. I didn't want people thinking that I was going to accept very large donations to pay for legal costs that will never exist... I was just looking for some assistance with the travel and hotel bill... London aint cheap!
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Thanks for the kind words and support everyone. I'm not sure how the claimant is paying for the action, he could well be fee exempt. But I suspect that the court action is to either force Amazon and the other two Defendants to settle out of court (because of the prohibitive cost of libel defences) or to cause maximum disruption in retaliation for me "exposing" the pseudonym and the unethical business practices employed by the claimant and his publishers. Amazon and the other Defendants have really good lawyers... I have confirmed with the firm helping me out that I will be able to conduct a large part of my case... but if it goes further I suspect, and they have intimated, that they will represent me pro bono. Hopefully this strike out action will end here and now. I wish I could reveal more... I really do... but I have to be careful what I reveal in a public forum.
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