Hi Folks Me again, not been here in a while . let me fill you in ,,,, thanks to all your help my debtors have all backed off , i havnt heared from anyone for quite a while now, but then again i have been a little busy. Moved house leaving me no mortgage everything now in my wifes name , tho i know that dont mean jack. Wife got cancer and over last 12 months beat it, shes hard !!!! Debtors havnt caught up with me yet , and no i am not informing them of change of addy , , , let em find me . haha. I do hope you and yours are all ok and well . .. one thing i have learned over the last 12 months debt dont mean nothing .. .. keep well all and take good care of u and yours. Godbless.

Hi Folks Me again, not been here in a while . let me fill you in ,,,, thanks to all your help my debtors have all backed off , i havnt heared from anyone for quite a while now, but then again i have been a little busy. Moved house leaving me no mortgage everything now in my wifes name , tho i know that dont mean jack. Wife got cancer and over last 12 months beat it, shes hard !!!! Debtors havnt caught up with me yet , and no i am not informing them of change of addy , ,, let em find me . haha. I do hope you and yours are all ok and well ... one thing i have learned over the last 12 months debt dont mean nothing .... keep well all and take good care of u and yours. Godbless.

Hi Folks Me again, not been here in a while . let me fill you in ,,,, thanks to all your help my debtors have all backed off , i havnt heared from anyone for quite a while now, but then again i have been a little busy. Moved house leaving me no mortgage everything now in my wifes name , tho i know that dont mean jack. Wife got cancer and over last 12 months beat it, shes hard !!!! Debtors havnt caught up with me yet , and no i am not informing them of change of addy , ,, let em find me . haha. I do hope you and yours are all ok and well ... one thing i have learned over the last 12 months debt dont mean nothing .... keep well all and take good care of u and yours. Godbless.

Hi guys and gals Got myself in the mire again. I put three transactions thru paypall which did not go thru my bank due to insuficients funds in my account but were backed up by my credit card so no problem. Or so ithought till i got my bank statement from santander and they want to charge me £25.00 per transaction £75.00 in total just to pass it back and say NO ..... Do i have to swallow this or is there any way i can say NO. haha HELP PLEASE. My goodness i should have learned by now.

hi peeps Got a ticket the other day Leeds. C.C. Problem is they got the vehicle make wrong ? Do i still have to pay ? All other details are correct.

Thankyou very much That has put my mind to rest. Till the next rubbish hits the doormat.

CONGRATULATIONS AND WELL DONE. LOVE IT.

Thanks for that Dotty Your a honey. Got another one today.

hi all theyre at it again , what do you reckon, any action to take or is it just the usual b++++++t ??

another letter today as post #128 ah well another day !

hi guys i too am in your position,, thru illness and no income i cant pay either, i have no nasty letters as yet , but am waiting ?

hi all since the above i have had no post or phone calls , is this normal ?

hang on in there quell sorry i cant comment but im sure you will get a reply this evening from someone with more experience. cheers HOWLER

HEY Ive had a reply PAY UP WITHIN 7 DAYS OR ELSE i dont think so !

sent the indispute letter yesterday and then this arrives this morning. All they have done is knocked off the interst charges from when i stopped paying them,how can i refuse ?lol. Never had a pink one before, how nice ?

Latest toilet paper

a big hello to impecunious and disgruntled nice to know im not alone have sent em the usual in dispute letter, i will as usual post any reply thanks for your comments guys

I ignored the above as i usually do and now a follow up.

Hi Lou My case has been going on for just over a year, i only got on here because lloyds became unreasonable. They were doing my swede in and the caggers helped me to fight back. Dont let them get to you , get the knowledge. I will continue to post every letter they send to me just to help others. Good luck and best wishes to all. HOWLER

Here we go again Do i reply if so what with ?

hi vancouver i am very sorry but i cant give you any advise i am not experienced enough. it would be better if you started your own thread then someone with more knowledge will come along to help. all the best HOWLER

Thank you capricorn for your comments In the meantime they are still piling on the interest. LOL.

sorry about delay i have only had letters from lloyds and A.I.C. who i believe is their in house mob.

thank you for quick reply capricorn do you think i should reply or ignore as i have so far.