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HOWLER

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Everything posted by HOWLER

  1. Here we go again Letters from CABOT (must have been sold on ) arriving weekly phone calls from CABOT all blocked now. As all this started in 2009 is there no time limit ? Thanks guys.
  2. THANK YOU all for your replies sent em a polite letter as above post cheers again ....
  3. date parked 25/04/2015 9.35am-10.11am pcn issue date 29/04/2015 date recieved 04/05/2015. £60 to be paid within 14days or increased to £100. Only one photo on letter timed at 9.35am
  4. Hi guys i parked in Ibis Hotel Luton airport waiting for a friend to disembark i was there for approx half an hour sat in car waiting parked well out of the way and not impeding anyone . A week later i get a Parking Charge Notice from Civil Enforcement Ltd of Liverpool asking for £60 With A photograph of vehicle entering the carpark. Can i ignore or do i have to pay ?
  5. Thankyou Honeybee tried the calculator , not looking too good.
  6. Thankyou Margaret for reminding me of that last post. Totally forgot. Its an age thing ! Nothing has changed still getting carers allowance and council tax reduction. Just finding things a little tight.
  7. Hello folks Dont know much about this subject . I live on a private pansion of approx £3000/year plus carers allowance of approx £2400 as a full time carer to my retired wife. I am 62 years old, & have no other income. Can anyone tell me if i could be eligible for any further monetary help. Thankyou in anticipation. HOWLER:violin:
  8. Hi Guys All came good in the end all sorted. Sometimes it makes a big difference to talk, in this case the local council sorted it all out. Thank you all for info. cheers
  9. Hi Everyone Well it couldnt last forever. 2 letters on my doormat today. one from lloyds saying they have assigned my debt to Capquest. The other from Capquest asking me to make contact. I have no idea where they got my new address. They have ways of tracking us down. Oh well here we go again , same old S**T . So it looks like Lloyds have given up because they have no agreement and sold the debt to capquest. Am i right ? What do you think is my next step ?
  10. hi yes all ok here hows you ? don't know how they got it . I think they just fishing.but I aint gonna bite.
  11. hi all Quick update, just had a text message from BCW Group , would I contact them urgently ? haha I think not. Can you believe em , text message on a bank holiday Monday.
  12. Thanks guys for your replies. Very kind of you. So to sum up. Ist ask to see Bill of Sale document and to ensure legality. 2nd to check its been registered with the court.3rd to garage the vehicle , out of sight. Would that be correct as a starter ?
  13. Hi Peeps A very good friend of mine bought a vehicle (private sale) sold as seen on the 7th february2013. Great buy, no problems very happy with purchase until yesterday. It would seem the previous owner took out a logbook loan in December last for £850.00 . This was not disclosed at the time of sale. The logbook loan company have now traced the vehicle to its new owner and are now demanding she pays the sum of £650 within 21days or they will repossess . Can anyone help in what to do next ? Low and behold the seller is not answering phone or door.
  14. yes, wife is receiving standard retirement pension.
  15. Thank you very much for helping me to make a decision , got to go for it. Yes we are both over 60 and no savings just a small private pension. A GREAT BIG THANK YOU.
  16. PCredit is £16.51 per week guaranteed credit and we get 100% council tax relief. It would appear that if we lose pension credit we lose council tax relief ? Is this correct ? And what else could I lose or gain ? Thank you so much for your help guys
  17. Refunded in full after a heated argument in main branch. Thank you everyone.
  18. hi peeps I am finally able to apply for carers allowance regarding my disabled spouse. The problem is, it would seem we would lose the council tax benefit and the Pension Credit. Do you know of any other pros or cons we should look out for ? My wife is of pension age and receives DLA.I have a small private pension of approx. £300/month this is our total income. I had to give up work when my wife became ill. Is it worth applying for or not ? Regards Howler
  19. Yes , wife has some trouble with lymphodema , but nowt she cant handle. tough old bird haha
  20. hi dx thanks for that but , clear as mud.haha what do you think is my next step ? please ttfn
  21. There are currently 26 users browsing this thread. (1 members and 25 guests) Cant sleep ? Dont be a guest be a member u will save mony and sleep better. u know it make sense. xx
  22. BCOBS ????? sorry but i am a little thick.
  23. HOWLER

    RIP Martin

    Godbless you Martin. RIP. you will be remembered by many that never met you.
  24. Hi Folks Me again, not been here in a while . let me fill you in ,,,, thanks to all your help my debtors have all backed off , i havnt heared from anyone for quite a while now, but then again i have been a little busy. Moved house leaving me no mortgage everything now in my wifes name , tho i know that dont mean jack. Wife got cancer and over last 12 months beat it, shes hard !!!! Debtors havnt caught up with me yet , and no i am not informing them of change of addy , ,, let em find me . haha. I do hope you and yours are all ok and well ... one thing i have learned over the last 12 months debt dont mean nothing .... keep well all and take good care of u and yours. Godbless.
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