I received an email about the entitlement, and its a large Ltd company. No idea about the employment contract as I don't have a copy and I've been trying to get one from the company.

Quick question. I was given 747 shares as "free" shares by the company I've recently left. They were given to me end of last year. I left the company at the start of last month, and received notification today that I have 15 shares for being with the company for 0-3 years, which I get to keep. (They are worth about £10 but it will cost me £20 to cash them in.) The "free" shares given to every employee they have taken back. Obviously this is about £500 Im missing out on here. Is there anyway to argue this and demand that the shares NOT be forfeited ? I certainly don't recall any clauses stating I would forfeit the shares for leaving the company.

The Bailiff pushed his way past your wife. So he forcibly and aggressively gained access to property without permission. Did he touch your wife at all ? Did you get the Bailiffs name ? If yes to all contact the Police and report it as assault against your wife, and forced entry. Point out that she is disabled, and was scared and the Bailiff was intimidating (Im assuming he was) and have the Police deal with it. If you are lucky he will be arrested and charged with a few things that will hopefully at the very least teach the **** to play by the rules or reap the consequences.

Hi, I was advised to post here to get some advise. I (stupidly I know) had an account with Quick Quid. I found I couldn't make the payment plan so I restructured the payment plan. I made a payment to them over the phone with my debit card. The next month they took the entire outstanding amount and a £12 penalty late fee without my approval, and against my direct instructions NOT to take any payments without me being on the other end of the phone approving it. I agreed a payment plan with them and they just ignored it. I claimed the money back entirely from Visa/Natwest but Natwest didn't receive my later fax (although the fax machine I used confirmed their receipt grr) explaining the situation when QQ protested at the refund, so Natwest gave the money back to QQ. I now have to write a later to Natwests Fraud Department to claim the money back again. So I need as much accurate info as possible regarding the laws about payments and use of card details to make it as hard hitting as possible to ensure that Natwest will give me back my money !!! Anyone able to help ?

Cheers I'll move it to the Legal Issues forum

Nope, I made a payment to them over the phone with my debit card. The next month they took the entire outstanding amount and a £12 penalty late fee without my approval, and against my direct instructions NOT to take any payments without me being on the other end of the phone approving it. I agreed a payment plan with them and they just ignored it. I claimed the money back entirely from Visa/Natwest but Natwest didn't receive my later fax (although the fax machine I used confirmed their receipt grr) explaining the situation when QQ protested at the refund, so Natwest gave the money back to QQ. I now have to write a later to Natwests Fraud Department to claim the money back again. So I need as much accurate info as possible to make it as hard hitting as possible !!!

Does anyone know the specific law/s that relate to an organisation taking payments from your card without your approval ? I know they exist but I don't the specifics of the law and I need to write a letter to Natwest about Quick Quid having done exactly that to me.

No idea, as in I don't recall any minimum contract period. And I don't think that anything we signed was given as a copy to us. I need to have a hunt around at home though tbh.

I cancelled my Fitness First direct debit (in fact it was the wife's DD but the account was in my name) and I've been getting nasty letters from C.A.R.S DCA. I've told them that it was a month by month pay in advance account and I do not owe them £180 (basically 6 months of membership) but they are being the usual dca gits. Now I have a lovely letter from them stating that they are going to go for a CCJ. Can they ? Im sure they can't as its not a credit agreement, but as I stated above its a pay inadvance monthly dd membership which is now cancelled and they've ceased providing the service as Im not paying. Anyone know ?

Cool cheers Off to the FOS it is then

Right, the letter demanding the PPI went off weeks ago and I've heard nothing from them. Any other steps I can try before starting court action ?

Thanks Sillygirl, I'll get on that when I get home tonight Your post did make me want to put my little finger to the side of my mouth give a little evil smile

I made an agreement with Quickquid to make a payment of £50 a month on the last day of the month to pay off the remainder of a £470 loan. (I emailed and phoned them, and got the usual rubbish over the phone.) Last Friday they took two payments from my account using my card without my authorisation totalling about £500. I've reported this to Visa as un-authorised withdrawals and they are sending the forms to claim the money back. However this morning I've noticed that Quickquid have taken an additional £100 from my account as well. Which means that even if I were to allow them to keep the money I owe them (which I won't as I can't afford to be without that money) they've taken £130 too much. Any suggestions ? I haven't bothered talking to Quickquid directly as their phone staff are useless phone monkeys who talk utter tripe !!

I've rung QuickQuid today to agree a payment plan with them and they are thoroughly unhelpful. Demanded 3 months payment plan, said they'd take the payments at the end of the month, despite me telling them they had no authorisation to take any payments without me expressly approving it. Also the girl I got was the most morose and bored sounding individual on the plan. I joking said she sounded bored and she responded in a flat bored monotone. "No Sir, Im very happy today." Suuuuuuurrrreeeee dear, of course you are. Its got to be the early hours of the morning/night where she is in the US so Im sure she's loving all the mega fun she's having.

Bugger I had the worlds oldest (he was wearing a cravat) and least switched on District Judge in the world today who despite the obvious evidence in front of him still found in VM's favour grrrrrrr