Hello,I qualified under financial hardship after another review gotgoodwill offer 1/4 of claim on condition 50% to mortgage arrears and 50% to my account asked them to review again and would settle for 50% of original claim,They wroe back saying there would be no increase with an ombudsmans leaflet,is this my only option now,read somewhere hardship rules only apply till jan.09,can any one help

Hi me again would like to here from anyone in n.ireland dealing with first trust bank or even works on the inside,thanks

Hi everyone,this is my first post hope to be of help and maybe get some as well-I am claiming £4500 from first trust,they made me a without prejudice offer of £1250 on the condition they deduct this from my mortgage arrears,I rang asking politely for an increased offer 50% of my arrears and 50% to my current account,the last letter said they would split the £1250 50-50,I rang again and said I settle for £2000 split 50-50,am I wise or just desperate(need the money)????