SleeplessInDebt
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Natwest PPI Claim Back
SleeplessInDebt replied to SleeplessInDebt's topic in Payment Protection Insurance (PPI)
I have sent a letter to RBS,saying they did not comply with my SAR and I will wait another two weeks for the documents. NatWest has now sent me a cheque for £10 back saying they have given me all the info I need to claim back PPI and they have satisfied my request. I could scream. -
Natwest PPI Claim Back
SleeplessInDebt replied to SleeplessInDebt's topic in Payment Protection Insurance (PPI)
I have sent SAR letter to Natwest on the 18/11/2015. They have responded with the letter asking for my reasons, otherwise they may not be able to satisfy my request. I have emailed them back, that I wish to reclaim mis-sold PPI. I have then received a letter on 29th Dec, which I don't quite understand, with a form to fill, which is asking for information that I would have if they honoured SAR. I am not sure what to do next. They keep asking me to phone them, unfortunately I had another surgery on my cervical spine, and my vocal cords don't work. Any help much appreciated. -
Natwest PPI Claim Back
SleeplessInDebt replied to SleeplessInDebt's topic in Payment Protection Insurance (PPI)
Thanks. I will do that today. -
Natwest PPI Claim Back
SleeplessInDebt replied to SleeplessInDebt's topic in Payment Protection Insurance (PPI)
Hi, I hope you can help me reclaim PPI from NatWest bank. I am unsure how to begin, and was advised not to use any companies advertising to do it for you. I have fallen ill in 2004, and defaulted on my loan repayments in 2006. NatWest never paid the insurance. I forget their reason for it. I have had several loans with them that have always been extended, and topped up over the years , and I was always told, to be approved for the top up, I have to have PPI. I do not have any paperwork anymore, apart from one loan agreement. I was wondering whether I can still claim PPI that far back, and how do I obtain all my loan agreements. I have a short window in which to attempt to do this, as my health is failing again, and I am scheduled for surgery. Recovery time is about a year long, so it will probably be too late to claim then. Thank You -
Hi! I was just wondering whether I can still claim for mis-sold PPI from NatWest. I have had a loan with NatWest that has been extended several times over the years. In 2004 I had a stroke and I am since disabled on benefits. In 2005 I defaulted on NatWest loan repayments after running out of my savings. Many Thanks
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Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
I received a letter from Frederickson saying that they are no longer acting in relation to the matter and are unable to provide the documents I requested. They also say I must request them direct from their client the Capital One. Does that mean Capital One still has my account and the £4 are still going to them, or should I stop paying until I know who has my account. It's all very confusing. One good thing; the telephone calls have stopped. -
Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
Thanks -
Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
Should I stop paying £4 to Capital One or can I change to £1? -
Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
Have received a letter from Fredrickson today, demanding immediate payment in full as instructed by Capital One. -
Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
@coledog; many thanks, am printing it all out, ready to send off on Monday. I have had two phone calls from Fredrickson so far today but they are recorded? That really stinks, can't even tell them to stop phoning. Whatever next! -
Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
Thanks for all your help guys. Since I didn't hear anymore from Capital One, I just kept the £4 repayments and did not send them any bank statements. However, last week I received a letter saying that my account is now in default and they now have the right to demand the payment in full. The next day I started to receive phone calls from Fredrickson every day or even twice a day. They ask for my personal information but when I ask to know who they are and why they are calling me, they say that they cannot disclose that information. They sound quite a nasty bunch. I suspect Capital One has passed my account onto them. I told them I will only respond in writing but the phone calls persist. I find them very difficult to deal with. I can't disconnect the phone since I have severe spinal cord compression and it wouldn't be very safe for me. I will sent CCA this Monday and see. Just want to say that since I found this site they do not scare me anymore and the information and support you guys offer is worth gold. Thank you. -
Can Capital One demand my bank statement?
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
I am just worried they may take me to court as I am not up to it, health wise. It’s a credit card debt of about £6000. I am making a payment of £4/mth since state benefits are my only income. I have nothing to hide and all the information I send them is correct but I feel very uneasy them having copies of my benefits now. I had their credit card for some years before my life was turned upside down in 2004 and I ended up on benefits with a debt which seemed to have grown out of all proportions. Should I just ignore their last letter and hope they don’t take it any further? Many Thanks -
Can Capital One demand my bank statement?
SleeplessInDebt posted a topic in Debt Collection Agencies
I have been sending my income and expenditure to Capital One for the past three years now, but on the last update they wanted proof of my benefits which I have sent. They are now requesting a copy of my "Bank Statement" and I wonder whether I need to do as they ask to avoid them getting a court order. I don't know what to do next. Any advice much appreciated. -
*** THE FORUM NEEDS HELP - Please read ***
SleeplessInDebt replied to alfwithhair's topic in Debt Collection Agencies
2£ done, would love to donate more, as I think you people are great. Good luck -
Fight back nasty DCA - help please
SleeplessInDebt replied to SleeplessInDebt's topic in Debt Collection Agencies
Yes rory32 I think I will eventually have to, although I would prefer to avoid it for a couple of reasons. My health being one and there is also a very good chance I may loose the place I rent now. So my aim is just to get people off my back till I am better, but thanks for your comments.
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