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l23b

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  1. Can anyone help me i am trying to help my neigbours out as they are disabled people however they have just moved into the property next to me (were i live is a house thats been turned into flats) however they have just received a letter from iqor for the past resident and i have tried to contact them and have got no were, does anyone know were there main website is or how i can get the message across that if they dont *iss off sending letters to this couple they will be seeing the long arm of the law thanks for your help and any ideas? tried ringing them and get no were
  2. finical service ombudmans and your bank...still have to wait for finicial ombusdman for 8 weeks so best wack a dispute in with your bank like lloyds tsb or who ever you bank with, that way you can get it refunded and they have to deal with a raging bank manager and finicial ombudsman on behalf of the bank claiming their losses while you enjoy life with a refund, only works if you paid with credit card or debit card under the office of fair trading guidelines 177 you are allowed a full refund if you had no products of service if they say you are not allowed any money for 6 months tell em shut up they can by law keep a fiver as the guidelines say in the office of fair trading for brokerage if you dont have a loan or service or anything you are entilted to a refund regardless of a fiver but better then having it i am having problems with them but i have the oft bank and fsa involved, they keep hangin up on me but there are numbers they say write and claim they aint had nothing but i have sent the letters for investigation to the f.s.a who have copies proven i have written them. and its not looking good for this shoddy brokage with a bit of luck. also got them as unuthorage account usage with lloyds tsb as they rung me saying they have a loan for me but the "dippy" salesman said he needed verfiy my card to prove it was me and i have that recoreded, so in fairness i got them by the balls, not allowed tranactions on my accound and one for me, u wanna try it good fun!!
  3. I have only found out after two years of hassle with this hfc.There arragont rude and dont care and i have even got bad health now because of them with all the stress,Im at my wits end with them and really need some help on this one: Ieven got family to tell them to **** off or even that i am dead? they ring 7 8 9 10 11 12 times a day ive even changed me numbers 5 times? In 2005 i bought a laptop for work reasons form pc world in the uk. for the price of 799 however the sales man place a extra 200 pound payment protection plan on top of the payment of hire agreement. I clearly said no to this and they said i need to be at 1,000 pounds to get the laptop. I questioned the sales guy about this and he agreed to do sale for 799.99p (to my knowledge i never known he put the 200 on top of the price after saying no to him until 14 days after sale which was too late.) So i went to work happy knowing i got my laptop business sorted and paying by direct debit.I paid till i got a balance of 300 pounds or so owing,I asked hfc to take the reminding off my card of 150 or so till i was left with 100 or so left.They said they wud get it sorted out and contact me. fine 6 months later i joined the forces in the u.k was training and was working in duration for 2 years places.hFc broke there promise i set up a direct debit with my old bank account and left at that.They never took a payment and cancelled my direct debit their end saying the bank delined it when clearly they never did bank official stated when in correspondent.However hfc wacked on charges of 45 pounds per dd fail and so did the bank (28 pounds) which left me to close the account in the present time stated? so i went opened a new account.They hit my credit card with a 300 pound overdrawn hit...(this makesd that dam old laptop now in total over 1200 pounds paid). I refused to pay anymore but they claimed i still owe money to them and if i dont pay i am defulting my contractional obligations or summit. I told em to **** off" now in 2008 i get them all the time writing to my dads address, stating i owe over a 1,000 pounds uk money and that i inrest is being added until i come and arrange payment. I have 35 different laptops since then.I cant seem to upgrade my current account to a proper account im stuck with a post office account and i dont know how to prove this ****en company have ripped me off as it feels they have the law on their side as well as a major bank. I have been to c.a.b wrote to the financial service and almost everyone i know even m.ps and been brushed off time after time after time.I have lost my credit card cos of them takingmoney. With all the stress of them ringing and ringing and ringing and saying stupid things like ya took the loan mr x it our own fault when ya gunna pay i am now gone from being fit as a fiddle to type one diabetic and had 1 small heart attack? which i am fine now but they ring 12 13 14 15.. Ive decided to aviod them but i cant seem to do that but i wanna put this to bed and end it any ideas? the I hate hfc with a passion man.
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