i've won 7 cases, 2 in court against lloyds TSB and currently have a court date in august. My whole family used to bank with lloyds and they have all come to me being a civil litigator. they state 'do not comply with rule 16.4 1(a) of the CPR and other things'....not very specific in my view and a generalised attempt. lloyds use standardised text in their defence statement which is hilarious and they'll get the fright of their life when they receive my flawless bundle! what they wrote did not relate to me which i will enjoy bringing to the judges attention if it goes that far! i wouldn't be put off by the case won in birmingham as the principles of law cannot be necessarily applied to all cases. anyone who needs free legal representation in croydon county court, please send me a personal message and i will see whether i can attend - for the good of consumer power!!!!

2588.75. issued N1 on 22nd and sent by the court on 23rd. Accoring to what I have read I can apply for judgement on 11th April which is 14 days after their receipt of the N1 + 5 days. Is this correct? Also, I only submitted a moneyclaim N1 for £130 which was accepted by the court and sent on the 23rd March. do i need to submit the supporting documentation to Lloyds or the court or is the court sent documents enough? Thank you in advance. I will keep all posted of developments.

I sent my 14 days deadline a few months ago and have only just got around to preparing to issue the N1. the problem is that since then llords have added rolled over charges for interest on overdraft and £35 charges. does anyone know whether i can add this to my claim or re-set the 6 year limitation to include the current charges and lose the oldest ones. do i need to notify llords of a new amount? thanks in advance.