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rattlywelshboy

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Everything posted by rattlywelshboy

  1. Hi, Sorry if I have come in to the wrong section but I have an issue with a notice to quit my garage from Eastbourne County Council. Basically, I fell into arrears with my garage rent as they didn't have the correct direct debiticon details. Anyhow I was served with a Notice to Quit letter 0n 6th August advising that I had 7 days to pay arrears or they change the locks and take possession. I paid the full arrears on the 7th day and received my receipt. However they still changed the locks as the payment wasn't allocated to my rent account. I showed them that I made the payment and showed them the receipt and that it was paid in the 7 days but they tell be that I can't have my garage back. Can a local authority do this if I have met their demand and they still change the locks, all my work tools are in there and can't get in. Any info would be helpful. Thanks
  2. Car was on a public road. Can I ask to have the repo fee of 475.00 refunded as they only give me 7 days to remedy the default notice.
  3. Can I ask the log book company for a copy of the BOS and do they have to provide it. How can I check the BOS to see if its genuine. thanks
  4. Hi, I will dig out the agreement but don't recall ever seeing a bill of sale. The car was parked outside my house as I thought that I still had time to remedy the situation so didn't move the car away.
  5. Hi All, I took out a log book loan for my sins due to personal circumstances at the time. Payments were being made unfortunately had a bout of ill health which caused me to miss 2 consecutive payments. Loan was for 12 months and made the first 4 on time before the ill health. I received a default notice after the second missed payment, the notice said that I only have 7 days to remedy the situation and pay the arrears and the charges applied. I then got a call on the 7th day to advise that as the default notice had not been remedied that the account had now been passed to repossession and that I need to pay the arrears and charges in full to stop the repo. I said that the default notice should give me 14 days to pay as the loan is under the CCA, he said that they had sent a default notice 7 days before the default notice I received and that the DN I received was a reminder. I said that I never received the first DN and not anywhere on the DN I received says that it is a reminder and that I have a further 7 days to sort out and that anyone reading the DN would assume that it is the only DN received. He said that he would look into this and come back to me, I also made a monthly payment at the same time which reduced my arrears to 1 month. Didn't hear any more until 3 days ago when I got woken up at 7am by someone wanting to repo the car, they clamped it and demanded the arrears and an additional £475.00 which is the repo fee. I had no choice but to raise the funds there and then as I use the car to ferry my 2 disabled children around. Can varooma the log book loan company pass my car for repo after only 7 days from date of default notice rather than letting me have the 14 days as they should do. Help would be much appreciated. Thanks
  6. Hi All, I have had an issue with Npower regarding my gas as I believe they have been charging me for a period of 1 month before they should have (tenancy started after the initial billing period on their bill This has been going on for a while and they passed the info over to PDP Management Services to chase me for the outstanding balance. I advised them that I have a dispute with Npower and have been paying the current bills and its the first quarter bill that I have a dispute with. A couple of months passed and I get a letter from PDP to advise that they are applying for a warrant to enter my home to have a prepayment meter fitted, I advised them that I have 2 disabled children at home and that when I am away with work my wife is generally house bound and a prepayment meter would be an issue. They turned up on Friday just gone (13/06/14) with a lock smith and 2 gas engineers to fit a prepayment meter, I explained that this was not fair as I am still in dispute, the chap from PDP just said that he had a signed court warrant to enter which I checked and it all seemed fine with a signature. I had to pay or he was going to call the police to attend. I paid and he left, the issue I have is that the warrant was signed on the 11th June 14 as this is when they went to court however the letter they sent me advised the court date was the 13/06/14 and that I could attend to give my side of the story. It seem that they send out a letter with one day and then go to court before that day which gives me no way to defend myself. Is there anything I can do or can these people just do as they want, I spoke to Npower as they chose PDP to act on their behalf and they just said that its not their problem... Sorry for the long message but all help appreciated. Thnks
  7. Thanks, I have spoken to council who have advised me that there is no amounts oustanding and that the liability order is no longer effective and they they have recalled this account back from rossendales after I paid the acount off to them. It seems that rossendales are trying to use the satisfied and no longer valid magistrates court order to collect their fees. Surely this is not allowed, is it?
  8. Hi All, Had rossendales turn up at my house saying that they have a magistrates order for unpaid council tax to the sum of £650 ish with an extra £24.50 fee for him, I told him that I would look into this as I didn't beleive that this was the case and told him to politely go away, which he actually did before telling me that he would be back with a van in 7 days. I contacted the council and in fact was told that I did owe money but was only £120 as it turns out that my payments were being posted on my old account which they sorted out and I paid the £120.00. about 2 weeks passed and the same bailiff showed up asking for the full balance, I showed him the receipt of the payment of the £120.00 but he claims that I still owe £530.00 and his fees on top which is now £42.50 (2 visits). I told him where to go and said suggested that his office speak to the council as I don't owe a penny to them. Also told him that if he didnt go I would cal the police. He went but am still getting hand posted letters put through the door claiming they have a magistrates court order for £42.50 for unpaid council tax and fees and they will come back to take my goods..(would like to see them try as I have no CT arrears..) Can anyone tell me if I legally have to pay or are they just trying it on, I dont mind paying what I owe or have to pay but wont be bullied into paying something that I shouldn't. Thanks and sorry for the long post.
  9. Spoke to council again and expressed my concern about them entering, I was told by the recovery woman at the council that they can't just enter at their own will. I told her that if they do then I would hold the council responsible, I then got a call back saying that they will take the account back and to make an arrangement with them. Thanks for all you help and support everyone.
  10. Thanks for all your help and comments, forgot to mention that two of my children are disabled on if which has very bad autism. I told the bailiff that he would be very upset to have a stranger or two come in the house and start removing stuff to which they said get them out of the house when we are here then. Not the response I was expecting but what option do I have if I can't pay by Friday as they won't accept a proposal of two payments.
  11. They levied on an old kitchen table with 4 chairs, a 40" tv with a crack, a DVD player old and a tumble dryer. Thanks
  12. Is it too late to pay council, also can they charge £110 for a visit that they can't confirm the address and we were in on the day and no knock on the door or letter through the letter box. Also can they charge £24.50 for another visit, looking on this forum I assumed it was £18.00 for second visit and they can only charge for two visits, or am I completely mistaken. Thanks
  13. Hi all, it's been a while since I have been on here but could do with a little advice. Ok we have had council tax arrears last year which went to a bailiff. Rossendales turned up and said we owed 503.55 ( 428.05 ctax, 24.50 first visit fee, 39 levy fee and walk in possession fee of 12. total 503.55) they came in the house with my wife and came to agreement that we paid 73.55 there and then and the remaining 430 pounds at 86 pounds a month for 5 months. We paid the first 3 months and then moved, we then missed the remaining 2 payments. They have turned up today at new address to advise that we now owe 306.50 which is for 172 that was left from agreement also 110 pounds charge for a visit from someone they say came to visit on 23 January and then another 24.50 visit charge for posting the letter through my letter box today. They say they will come to my house on Friday to remove the goods if not paid in full. Asked the woman bailiff on the phone what address was visited on 23 January as no letter was posted and my wife was here all day and the woman said she didn't know but we still have to pay the charges. She also said that they can enter the property even if we are not here. I am not contesting that we still owe 172 pounds but I am not sure about the rest of the charges. Can someone give a little advise on the matter, oh and I tried to pay Eastbourne council direct and they say I cannot as it is with bailiff. Thanks
  14. Hi Everyone, Need a little assistance with the Marston Group and a Magistrates fine. I had a fine back in 2008 from Sussex HMCS for not having any car tax (my bad and I accept it was wrong), the fine was for £191.25 of which I paid £140.00. I moved home not long after but before I moved I sent the remaining payment of £51.25 and details of my new address incase of any further queries. I have received nothing for nearly 2 years until last week when I received a letter fromthe Marston Group Bailiffs demanding £326.25 for the unpaid fine, I have called them and questioned the amount and the have told me that it is made up of £51.25 passed to them by Sussex HMCS (as they say they did not receive my letter and final payment) a £75.00 acceptance fee of the case referred to them and also a £200.00 fee for visting my old address. I explained that I have never been visited by their bailiff but she just said that allthough I wasn't at the old address when they visited I still have to pay the attendance fee. I have called Sussex HMCS and have asked them to recall the debt from Marstons and I will pay off the £51.25 left from the original fine but she says that they are not allowed to do this as this is the Law and I cannot question the fees structure of marstons as it is a Magistrates Fine. Is this correct or can I complete a form and ask for it to be recalled? I have until Friday to sort out.. Thanks
  15. I contacted the creditor to advise that I wanted to resume the original CCJ agreement of £150.00 and for them to cancel the HCEO Writ, they said that The HCEO office have advised them that if they cancel the writ that they would be liable for the fees they have charged me. I emailed the creditor the fees that they tried to charge me and that they had done none of the work they were charging for and that she should only have to pay an abortive fee of about £70 + VAT and not any of the huge fees they wanted. I also emailed sherforce this and told them that i planned on taking the matter further if they still tried to charge me for things that were not done. Good news is that I have had conformation from the creditor that they have cancelled the writ and agreed the original payment plan. I did however get a call from the HCEO advising that I had not made a payment to them and that they will turn up at my premises within 24 hrs to collect. I had great pleasure in telling him where to go, he said that he will look into the so called cancelation info and call me back with 20 mins. Still no call from them. I would like to thank everyone who has given their view and thoughts about my problem and whilst I have been lucky enough to not have paid them a penny and live to tell the tail, I know that many others have not and there will probably be many more unfortunate people who will cross the path of a HCEO. Thanks All. Rattlywelshboy
  16. Thanks, I will contact sherforce and ask for the details, even though I know that they haven't done the work. ALso as I have already paid the claimant £450 after they have asked for the services of sherforce, am I legally liable for their fees if they do not levy any goods and collect the money?
  17. Below is the breakdown that they have sent me to pay, bearing in mind that all that has happened so far is they have put a letter under my door asking me to call them and also ring me about 10 times. Also they are telling me that I have to pay all of these costs as it's the law. Our Ref : 23***** Claimant’s Reference : KW***************** VAT Registration Number: 945 7915 77 STATEMENT OF SHERFORCE FEES In the Matter of: COMPANY A vs COMPANY B Breakdown of Judgment Debt, Costs and Interest Amount £ Judgment Debt £3034.58 Judgment Costs £188.00 Execution Costs – as provided under the Writ £101.75 Interest at 8% pa £48.33 PLUS Sherforce Charges As Detailed Below* £2483.74 LESS any monies received by Sherforce 0.00 LESS any credits notified to Sherforce £450.00 OUTSTANDING AMOUNT DUE AS AT TODAY’S DATE £5406.40 *Fees to be deducted as provided under the High Court Writ of Fifa and payable to the Authorised Enforcement Officer as provided under the High Court Enforcement Officer Regulations 2004, Schedule 3 Relevant Regulation Fee £ Percentage of Amount Recovered HCEO Regulation Part A Fee 1 £86.82 Mileage Incurred HCEO Regulation Part A Fee 2 £25.23 Seizure Fee HCEO Regulation Part A Fee 3 £2.00 Making Enquiries Or Dealing With Claims for Rent or To the Goods HCEO Regulation Part A Fee 4 £4.00 Walking Possession Fee – calculated at £3.00 on day of signing Walking Possession Agreement and 25p per day thereafter HCEO Regulation Part A Fee 5 (1) and (2) 6.25 Attending With A View To Remove Goods For Sale HCEO Regulation Part A Fee 5 (3) £720.00 Valuation Fee HCEO Regulation Part A Fee 6(2) (b) £175.48 Any Other Fee For A Duty Otherwise Not Provided For HCEO Regulation Part C Fee 12 Initial Attendance Fee HCEO Regulation Part C Fee 12 £175.00 Financial Management Fee HCEO Regulation Part C Fee 12 £160.00 Administration Fee HCEO Regulation Part C Fee 12 £300.00 Removal Contractor Fee HCEO Regulation Part C Fee 12 £180.00 Attendance to Remove Administration Fee HCEO Regulation Part C Fee 12 £175.00 Payment Plan Mgmt Fee HCEO Regulation Part C Fee 12 £60.00 Subtotal of Sherforce Fees £2069.78 VAT on Sherforce Fees £413.96 Total of Sherforce Fees inclusive of VAT £2483.74 If you need any more details please let me know.
  18. The debt is a business debt of £3260 which went to a county court I was ordered to pay £150.00 per month (starting 16th November 2010). On 20 Jan 2011 I received a phone call from Sherforce saying that they want £5200 immediately as I have not paid my debt to the original creditor. I called the original creditors collection dept and they advised me that they had not received my cheque for Nov, Dec & Jan totalling £450.00. I checked the account and they were correct, I paid the creditor over the phone straight away the £450.00 arrears which they took happily and advised that I would make all future payments by debit card as I didnt want to chance a cheque in the post again. I got a call a couple of days later from sherforce saying that I should only deal with them and that I still owe them £5200 less the £450.00 paid to the creditor and that also they had a team of men on their way to my premises to seize all my goods. I waited all day but no one arrived. I left it about a week and then called the creditor to see what the state of play was and that Sherforce were being unreasonable with their fees. I received a letter put under my door from sherforce saying that a High Court Officer attended my premises and wanted me to call them. When I called them they said that all their fees were agreed by law and that every time they send a van to my premises it will cost me £720.00. I received the breakdown and most of the fees are under misc section 12, and alot of the other fees such as seizure fees and valuation fees which to date has not been done. I have asked them how they can charge fees for work not done and they jusrt say it's the law and I have to pay them. My office is a serviced office and I don't carry stock so all they could take are catalogues and price lists. Sorry if I seem to go on a bit but they are being very annoying to say the least, I didn't even know that the CCJ had been transferred to the High Court's.
  19. I have had a letter from Sherforce which includes their fees which are massive, about 2K. I have had a copy of the regulations that they say is related to certain fees and most of their fees are under "section 12 Miscellanious" does anyone know what this is. Also they are charging me for services that they have not carried out. Please help.
  20. I have had a letter from Sherforce which includes their fees which are massive, about 2K. I have had a copy of the regulations that they say is related to certain fees and most of their fees are under "section 12 Miscellanious" does anyone know what this is. Also they are charging me for services that they have not carried out. Please help.
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