They're also like that to each other most of the time!

Ah yes Slient "c"

Fast or far? You're a WORM! How fast can you go!!!

Is this EVER going to be settled rationally? Probably not. Do we need mediation....

Splurge

side-car

And yet... See the scary blinking eyes... The frightening thin-rimmed spectacles... It feels... Almost... Un-godlike........

Scrunchy

PMSL

Look what I found!

wtf?!!!!!! Kinkajou

Exactly Perhaps some people should explore their reasons for having a deep seated fear of Granny Weatherwax.....

Couldn't possibly think of Ingerland Blighty, perhaps.....

Free "Broad Daylight"

Bob Dylan- "Desolation Row"

Hurry (think about it!)

I'll just sit here and take what's comin' tum-tee-tum

Still shocking though! I had another thought just today (surprising I know!) In the process of buying our house, we used HBOS for our mortgage. As ALWAYS happens, the money arrived late. This happens hundreds of times a day to hundreds of people across the UK. Where does the money go when it's "lost", and who gets the interest?!

Latest waiver http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/disp_monthly.pdf

The Financial Services Authority (FSA) today issued a new waiver from its complaints handling rules regarding unauthorised overdraft charges. The waiver replaces an existing one, which expires on 26 July 2008, and has been offered to those firms who signed up to the previous waiver. This represents approximately 98% of the market. Signatories will not be required to handle complaints relating to unauthorised overdraft charges within the time limits set out in the Dispute Resolution manual. The key points of the waiver include: * A duration of six months and a review early in 2009; * Continuation of the FSA’s consumer protection measures including record keeping requirements and a suspension of the limitation period for making a complaint; * Additional guidance on the identification of those complainants in financial difficulty; * Enhanced monitoring of firms focussing on consumers’ experience whilst the waiver is in place. From here: http://www.fsa.gov.uk/pages/Library/...2008/073.shtml Provides guidelines on "Financial Hardship" here http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/disp_monthly.pdf

Fair enough. You MUST call them ASAP and get the record set straight.

Patience and a friendly smile always worked for me! There was nothing worse than someone on the phone making demands. Well done!

Or YouTube - Jeff Buckley's Hallelujah

Oh, so it's like THAT is it? Hrmph.