You bet it does!

That is not correct. To save anyone some time, they are yet to be published.

Err, you could try talking to them? ''Please feel free to flag the Q&As and our website generally to others and we would be pleased to receive feedback on these.'' OFT 10 March 2008

The OFT have announced that they do not expect judgement to be handed before the end of July.

I think that's a tad misleading. To be fair, Martin Lewis picked up most of the bill.

Huge congratulations to Tom who is starting his new job on Monday. He quit his previous position some time ago to concentrate on his case with Natwest and losing it didn't help his employment prospects one bit. He'll be an employed barrister with FSI, a large London law firm who I suspect are not entirely unfamiliar to CAG.

Bang

It wasn't the Master of the Rolls but the Deputy Head of Civil Justice - The Right Hon Justice Moore-Bick. This is his response to colleague who wrote to him on the subject. 15 Nov 2007 Dear Sir Bank penalty charges - credit card accounts I am afraid your understanding is not entirely correct. Following the commencement of procceedings by the Office of Fair Trading in the High Court I informed the Designated Civil Judges around the country of the existence of those procceedings and invited them and the judges in their areas to consider whether in any particular case it would be sensible in the interests of justice to stay further procceedings until an authoritive decision had been made. As I made clear at the time. however, it is for the judge in each case to decide what course to take in the light of the issues in the case and the circumstance as a whole. I do not know whether or to what extent any of the credit card cases raises issues which are the same as , or similar to, those which arise in the OFT case and I have not expressed a view one way or another as to whether consideration might usefully be given to imposing a stay in such cases. Again, it is for the judge who deals with each case to decide what course to take in the light of the evidence before the court. However, I imagine that one thing that judges will wish to take into account ia the existence of the OFT procceedongs.

Justice Smith and both parties have now given permission for the full transcripts of the hearing to be released.

Really? I don't think so. ''With regards to the PCA investigation, we are continuing to request and analyse information from the banks and we therefore will not be concluding the investigation until after the judgment. The market study is expected to be published pre-judgment however this depends, to a certain degree, on when judgment is handed down.'' Kate Farrow Office of Fair Trading 11/02/08

The official reason for the closure was ''The thread was closed my one of my fellow moderators as it had gone too far off topic as per the forum rules''. Believe that and you're half way to being sectioned. That's not to say that the test case threads have not slipped off topic. One particular repeat offender did this countless times but still had the gaul to censure others for doing exactly that: ''So would your employers. Then again...'' ''Recruited 3 more today - DD's manager (she'd asked me to come talk to him, he was going to pay his SOLICITOR to do it! ), and the 2 chaps at Virgin Mobile when I went to sort out my SIM card.'' ''Trust Dave to lower the tone even further.'' ''In my experience, every time I have heard someone using that sentence, it was because they had no form of wit at all.'' ''....I'm sorry, the relevance of this to the upcoming case and its location is... ? ''I'll ask again: What does that have to do with the court case and the size of the courts? It seems to me some people are intent on dragging this thread away from its topic and for the life of me, I can't understand why.'' Obadiah, his servants. There shall, in that time, be rumours of things going astray, erm, and there shall be a great confusion as to where things really are, and nobody will really know where lieth those little things wi-- with the sort of raffia work base that has an attachment. At this time, a friend shall lose his friend's hammer and the young shall not know where lieth the things possessed by their fathers that their fathers put there only just the night before, about eight o'clock. Yea, it is written in the book of Cyril that, in that time, shall the third one... ''You'd be wrong, as we speak, I have half a wild salmon with coconut milk, lime juice, pepper, chilli pepper, ginger, garlic, tomatoes in the oven, should be ready in about 10 mns. First time I am trying the recipe. (Now we're REALLY off the OFT case topic! )'' And just who was it habitually flouting forums rules that officially led to the closure of the thread? Step forward, Consumer Action Group 'super' moderator, Bookworm. So, no breath-taking hypocrisy there then.

How is the transfer of procceedings to Scotland relevent to ATM charges?

So let me get this right: You want to stop ATM operators being able to withdraw charges? Not really a goer in my opinion.

There's a poppet