Just an update guys... I got out of the accommodation and it was repossessed. LL failed to place the deposit in a scheme and even more put a false address on the tenancy agreement. I reported his to the HSE as he failed to supply a gas cert. The guy has return £700 out of the £1400 owed and he has today texted me saying he will sue me for 12 mths rent. The guy is clearly deluded, however it still sits heavily on my mind, can he do this and is he likely to win? Any thoughts please.

LL claims he knew nothing about this despite previous tenant bring it to his attention in March. Eversheds advised that they had spoken to him before we moved in and he was well aware of the situation, cannot delay possession as they have been here before with this LL. I Have asked for my money back and proof of deposit scheme. He has until 4pm on 1st June or I will start legal proceedings. Letter from eversheds and also hand delivered eviction notice arrived yesterday, eviction date is 13th June @ 10am Anything else I can do?

We moved into a rented 3 bedroomed house on 28th April 2012 and paid a deposit of £700 and one months rent in advance of £700. I came home from work last night and found a letter from Eversheds addressed to the Tenants advising that we face eviction. It turns out that there was a repossession hearing in January 2012 and my landlord was meant to give back possession of the property by 22nd February 2012. I can only imagine the LL would have been aware of this? On the day we moved in I found an eviction notice and asked the LL about it he advised me that it was for his previous tenants as they hadnt paid the rent. By the looks of things the Lender now owns the property, but where do I stand? Is this fraud / Deception to obtain money? Shall I notify the Police? I really dont know what to do please help

So basically pay twice for heating and twice for broadband? My main concern is if I am made bankrupt or as I have come to arrangements with creditors. Is the contract/ tenancy voided?

Hi all, For the past 18 months I have been lodging with someone and paying £85 per week, which included all bills and also unlimited Broadband. For the past 6 months things have become increasingly frustrating, as she keeps turning off the Broadband Router at the wall, sometime while I am working in my room. She also never has the heating on in the house unless she is in. All of the Central Heating controls are in her bedroom and I obviously wont go into her room. I have a three year old son who stays with me on a alt week basis and a few times he has said "daddy, I am cold" I have mentioned this to her on a few occasions and I either get ignored or get told well its her house!!!! I have never missed any rent payments and havent even brought anyone back to the house. I suppose I would be called an ideal tennant. However, I have been struggling with other debts and one company wants to make me bankrupt. There is a clause in the agreement that if I agree terms or am made bankrupt the tenancy is null and void? Is this correct? Can she do anything about this as I still have another 6 months on this term? Please advise many thanks in advance

Hi, The issue date is 20th Sept but it arrived 2 days ago?? Particulars of claim are: 1) The claimant, which has its registered address at 10 Crown place London, EC2A 4FT, provided deferred funding to the defendants for a Home Information Pack (HIP) under an agreement 2) The Defendants have breached the Agreement by failing to make the payments specified under the terms of the agreement 3) The Claimant has attempted to contact the Defendant by telephone and letter to discuss repayment of the outstanding amount but has had no satisfactory response 4) The defendant is indebted to the claimant in the sum of £681.06 in respect of the principal sum and default charges due under the agreement. The claimant therefore claims the sum of £681.06 The rest is made up of a Court Fee of £55 and also Solicitor Costs of £70. I have never received any telephone calls or letters from this company, these may have been sent to old address which was repossessed in January this year How should I go about this, I thought that the HIP were scrapped last year? I have no idea what to do and to be honest I cannot afford it either any advise please

Hi, The issue date is 20th Sept but it arrived 2 days ago?? Particulars of claim are: 1) The claimant, which has its registered address at 10 Crown place London, EC2A 4FT, provided deferred funding to the defendants for a Home Information Pack (HIP) under an agreement 2) The Defendants have breached the Agreement by failing to make the payments specified under the terms of the agreement 3) The Claimant has attempted to contact the Defendant by telephone and letter to discuss repayment of the outstanding amount but has had no satisfactory response 4) The defendant is indebted to the claimant in the sum of £681.06 in respect of the principal sum and default charges due under the agreement. The claimant therefore claims the sum of £681.06 The rest is made up of a Court Fee of £55 and also Solicitor Costs of £70. I have never received any telephone calls or letters from this company, these may have been sent to old address which was repossessed in January this year How should I go about this, I thought that the HIP were scrapped last year? I have no idea what to do and to be honest I cannot afford it either any advise please

Thanks Silverfox, now I was under the impression that they needed my permission to do this "To register information with a credit reference agency, you must have written consent from the customer to collate and share such information. This consent is given in the form of a signed credit agreement"

Lowells have advised me that they cannot obtain a CCA from an alleged account with ASDA Credit Card. I asked them to remove all information from credit reference agencies but they have replied by saying that they are not allowed to as they are required to provide accurate information which reflects how the account is ran. What account, they cannot provide any evidence of an account? How can I get the information removed from my credit files Many thanks in advance

I have received notification from Northampton County Court Bulk Centre saying that Close Premium Finance have started proceedings to the value of £806.06 This is for a Home Information Pack (HIP) from when my ex and I were selling our home after we split up. Unfortunately the home was never sold but was repossessed in January this year. I have had no correspondence regarding this matter as I assume that it has all be going to my old address. It looks like there have been charges placed on this account What can I do? Any advice please

ha ha they have no comeback for that as I already have a license for the TV anyway

Right just to update On 13th Sept I attended court and did a Stat Declaration. The judge was happy to set this aside as I could show that I was no longer at that address. Just have to wait and see if any further comeback from TVL Do they have a time-scale to respond? thanks for everyone's help

Right just an update, I have attended court again this morning and done my SD. The courts have now set this aside, so I just need to wait and see if there is any comeback from the TVL people. What should I do if they do try again and take me to court?

Hi guys can someone have a look at this Statutory Declaration as the Courts have asked me to do one. I: MrXXX XXXX of: XXXXXXXXXX DO SOLEMNLY AND SINCERELY DECLARE THAT: I had no prior knowledge of any correspondence from Gateshead & Blaydon Magistrates Court following an offence for “use of a television set without a license”. From information provided to me on Tuesday 23rd August 2011 by the South Shields Magistrates Court I am informed that a hearing for this matter was held in my absence on 4th November 2010 where I was fined £175 with costs of £60. The reference number for this case is: XXXXXXXXX AND THAT: Notification of this fine first came to my attention on 13th August 2011 when I received an arrest warning for a warrant issued on 9th August 2011. I telephoned the courts on 15th August 2011 to be told that this warrant had been withdrawn but I must attend a hearing on 23rd August 2011 at 10am. I would like to advise the Court that I moved out of the address of XXXXXXXXXX in July 2010 due to a family breakdown and illness. My address was then XXXXXXXXX; I had an application for a contact order through the family courts at the same time. The reference number for this case is: XXXXXXXXX. In addition, I have also been suffering from depression after a bereavement for which I was receiving medication. My financial position is that I am currently in receipt of benefits and that I have been making payments of £10 per fortnight to the courts for what I thought was a motoring offense from 23rd July 2010. I genuinely do not remember receiving documentation concerning this fine. I make this solemn declaration conscientiously believing the same to be true and by virtue of the provisions of the Statutory Declarations Act 1835. DECLARED AT: SIGNED: DATE: Before me: Solicitor/Commissioner for Oaths: Do I need to add anything else? The officer who visited me didnt even come onto my property we had a discussion in the street about it all. Really Really worried about this any help would be great

Right, update time. Letter received from TVL saying they have investigated this matter and their officer has recorded that I admitted to using a TV without appropriate license and that my description of events was at variance with this record. In other words they are saying I am lying!!!! I have emailed them back and asked for a copy of this record of interview and also advised that at the time of the visit I was merely collecting rest of my personal belongings and that no TV was in the property, I can show new address details as I have letters from the CSA and also a Family Court application/proceedings showing my new address. What else can I do? Please advise. regards