Yes. It has my current address, somehow. I'm not yet on the register or told them new address

The magistrate letters would of had my old address. I told them I was no longer at that address but she said well whatever ever she is just going to progress it. Thanks for your help

No never taxed it. It was kept off road in my shed. Wasn't ridden on road by me (or anyone else) at all while in my possession. It was one of those things I forgot about while dealing with a house move. I have no qualms paying the amount but don't want them trying to send people out and therefore increasing the amount owed. I'm not sure why the are being so aggressive with this. I said to them I agree I hadn't paid it within 90 days but have been paying what I can, which is not a token amount, I have paid £200 so £193 is owed, until they send someone again and i'm back at the original amount. That along with them telling me a payment plan wasn't available just leads me to think they are being quite aggressive and unreasonable? I could probably pay this in full but does leave me quite venerable for any unexpected expenses, which are quite likely due to the nature of my profession.

I sent it off when I sold it, but I did not sorn it or tax it while it was in my possession and then missed the letters as I moved. I have accepted that I will have to pay it, but, I think they are trying to now send bailiffs and henx while the price even further? and to be told it couldn't be put on a payment plan when I initially callled but then did so when I logged into the account online leads me to think they maybe a tad unethical ?

AHH I do hold a valid licence and my job depends on it! It's valid and clean, has been for the last 10 years! It says keep a vehicle without a valid vehicle licence, which I believe is tax? You don't need a driving licence to keep a vehicle, right?

Thanks, please see attached, that's all I have. full scan.pdf

Hi, long story short, didn't tax a motorbike. Sold the bike and moved house. Totally forgot about it until I picked up letters from previous address, Debt ballooned to £390 for what should have been £30 a year tax. Found out about it and it had been to court and obviously then passed to Jacobs for enforcement. I found out about this in November, called them and was told no payment plan could be set up etc.. etc.. I didn't have means to pay it. I went onto their website and it let me set up a payment plan. It didn't stipulate an amount from what I remember but said maximum of 90 days. I paid £100 in November £50 in December and £50 today. They then called today asking what should they do with the £50 they have received. I said well take it off my debt! She said i do not have a payment plan in place yadda yadda yadda. I then asked where is the other money I sent and if i didn't have a payment plan in place then to send it back. Obviously they can't do that am I right in thinking that now I haven't paid back they could send enforcement and therefore costing me more money? I'm paying what I can but they are not helping me at all! Any advice please

These virgin entries were blank but recently showing as missed payment, the address is my parents and I have no idea what these are? I can only think that there may have been some rolling contract Sims? But shouldn't these have been defaulted? I can't go another 6-7 years until these come off. I was looking to get a mortgage in around 3 -4 years Also any idea why these lowells still show? No default date thou it says they are in default. credit file.pdf

Placeholder for reply's from Vodafone web team WRT135 [#12400498]‏ cheers

Can original creditor remove the default even though it is not now in their name?

As title please guys/gals. is it best to send to debt recovery hoping they take longer to get the information and not reply within the given timeframe? Also I am going to send a Pay for delete letter with a bit more info such as no default letter received regarding the defaulted account number or even a chance to pay the £29. Who should i send this to? the default is named as lowell but originally came from freemans(shop direct)

Lowells have placed a default on partners credit file. We moved out of our house temporary (6mths) and in this time wifey applied for a very account which as far as i gather is part of shopdirect which freemans is a part of of which we have an account very good standing i.e 5k limit £1800 used and is a long standing account. Upon trying to get a loan to carry out further home improvements she got declined. so checked credit expert and low and behold there is 5 defaults red 8's no late payments etc... As you can see the default was for £29 From what we can remember of the situation was that when she applied and ordered everything went through fine until a phone call a few weeks later asking if she is the same person they have on their records(freemans account) at a different address, to which we confirmed we was and explained we was living temporary at this address. Out of the blue they seemed to shut the very account down as there is no credit agreement on credit expert or late payments etc... my wife tried to log in to pay the £29 but was unable to log in. We then received a default notice (plus 12 charge) on our freemans account in the account section, which we have now looked into and have realised it relates to the new very account as we haven't missed a payment on the freemans for over 2 years and has the very account number, we didn't notice this at the time and thought it was just an error. What would be best plan of action? the original amount was only £29 and rose to £137 as you can probably see we have agreed to pay it of in £20 monthly payments but hadnt realised they had placed a default on CR Was going to fire a arrange payment for Default removal before I go for CCA/Dispute/SAR?? Is this the procedure most would go for?

anyone?

current balance is £77 it rose from £29 original balance to £137 so we have paid off what the original amount was

just wanted to update this even though its old, they came and repaired it

Lowells have placed a default on partners credit file. We moved out of our house temporary (6mths) and in this time wifey applied for a very account which as far as i gather is part of shopdirect which freemans is a part of of which we have an account very good standing i.e 5k limit £1800 used and is a long standing account. Upon trying to get a loan to carry out further home improvements she got declined. so checked credit expert and low and behold there is 5 defaults red 8's no late payments etc... As you can see the default was for £29 From what we can remember of the situation was that when she applied and ordered everything went through fine until a phone call a few weeks later asking if she is the same person they have on their records(freemans account) at a different address, to which we confirmed we was and explained we was living temporary at this address. Out of the blue they seemed to shut the very account down as there is no credit agreement on credit expert or late payments etc... my wife tried to log in to pay the £29 but was unable to log in. We then received a default notice (plus 12 charge) on our freemans account in the account section, which we have now looked into and have realised it relates to the new very account as we haven't missed a payment on the freemans for over 2 years and has the very account number, we didn't notice this at the time and thought it was just an error. What would be best plan of action? the original amount was only £29 and rose to £137 as you can probably see we have agreed to pay it of in £20 monthly payments but hadnt realised they had placed a default on CR Was going to fire a arrange payment for Default removal before I go for CCA/Dispute/SAR?? Is this the procedure most would go for?

bumping an old post as im in same situation, except my contract fro the laptop end in 5 weeks and the backlight/ screen has just gone today. do i demand they repair it under "not fit for purpose" reasons? i have a feeling if i say ok then i doint want it have it back they will as ive paid it all off basiclly. To note this is the expensive one they had 19" screen so paying close to 2k for just under 2yrs use is not very good. i also dont have osc, took it off 4-5 weeks into the contract as they always tell me i have to have it to start then send a letter to cancel it (i know this isnt the case), i think the sees rep get some ectra cash for osc. any advice on what should be said wen i go in there tomorrow?

just called them, they want the £30 call out and then the labour plus parts etc. should i go for the basic letter below? Machine was reapired in november and now has same error code. Will the repair be in warranty?

just had a complete ballache come through the door.. basicaly last year i was stopped twice in 2 days and car conviscated on the llast one for driving on an expired license.. i hadnt sent my pass results off oh: anyway i had my ban and sat it out etc... i have now recently passed my test again.. and havent even started driving as im saving for the deposit as its quite hefty, then today came a nice summons to apper in court for no license and void insurance because i dint hold a full uk license etc... i know os someone who was in the same position more or less and had a short term ban... 2 mths and he got his license back without re-sitting what do you think my chances are? i spoke to a solicitor and he said hopefully they will be leanient as ive passed my test etc.. any opinions or been in the same situation

basically i had been banned for 6mths due to a issue with dvla in the past and my ban is now up. they want me to send £60 for my provisional. i still have my old one, it was lost when they asked for it but now i have found it . my question is would i be able to book my theory and take this with me or will they want the £60 before the remove the intitlement to take a theory test. i'm obviuosly going to have the same driver number so i dont see why i could'nt. anybody know?

i had a similar experiance where i sent off my pass results about 2wks before the 2yrs was up due to other circumstances and they got lost/held up in the mail and they recieved it 2days after the 2yr cut off even though the application was dated 2wks before the deadline they sent my provisional back to me stating i need to resit my tests even though he said he could see i had passed my test andthe date the time but they needed to recieve the application- in other words they wanted the £15 charge to send the new full license. here is some correspondence from dvla regarding my complaint p.s the examiner now sends off for the full license at no cost