BerryN
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thought so thank you
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What does FO mean?
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I didn't SAR them I dont think but I did CCA Request BCW in July 2007. They sold the debt to 1st credit in 2008 and I wrote them the account is in dispute letter straight away and they disappeared and now LCS have appeared acting for 1st credit. I have sent them the naff off dispute letter so hopefully that will work Anything else I can do?
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Thanks for the quick response. I sent the SAR and CCA request off in 2007 and disputed the debt and all they came back with was the application form for the store card but no CCA. I haven't paid anything since I sent the request off and i know it was a good while before this that I paid them although I may have sent nominal payments to hold them off for a while in 2006.
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I have today received a letter from LCS Solicitors advising they have been instructed by their client 1st Credit Ltd to contact me regarding this debt and if I don't pay within 7 days they will go for a CCJ against me. What letter can I bang off to them advsing no Credit Agreement in place therefore naff off??
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UPDATE I received a reply from the above letter that was sent which was the exact letter I received before. Now they are ringing me constantly. I am sending off a Harrassment letter... what else do i do??
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Basically, I sorted them all out with TomTubby a while back and they went away. Now I am getting letters from Southampton City Council saying that I owe them money for the tickets and they will issue warrants etc. Strange as they have already had warrants for them and they expired last year. I wrote to Southampton City Council at the time like I was told explaining that the warrants had expired and Equita were no longer dealing with me etc etc. I also wrote to Bournemouth Council at the same time. I had a reply from Bournemouth but never anything from Southampton. This seems to be their reply. What do I do now??
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great! thank you
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They sent me my application form from Ted Baker but that was it...
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never
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