Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×
Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

mutley12

Registered Users

Change your profile picture
 View Profile  See their activity

  • Posts

    12

  • Joined

  • Last visited

 Content Type 

Everything posted by mutley12

  1. mutley12
    Hi Andy, I have just checked with the court and yes they have received it. Do I need to inform Experian of this and would they amend my credit file do you think? Kind regards, Jill
  2. mutley12
    Update - the court date was 31st march and I have just had a letter from BC by way of service Notice of Discontinuation of this case! Fabulous! Thanks for all your support.
  3. mutley12
    Really, thanks for that I would not have sent them a copy, but will now. Cheers
  4. mutley12
    Hi, I have today filled in the directions questionnaire and returned it as per instructions on other threads - so we will see what happens now.
  5. mutley12
    Ok thanks for that, beginning to wonder if I should just pay up as I don't really want to go to court and what if it all goes wrong and I end up with a CCJ, plus my partner doesn't even know anything about all these letters and hassle Im having and what if somebody turns up at the house. What a set of bastards.
  6. mutley12
    OK, So got a standard template reply letter from BC to the CPR 31.14 as stated in other posts I have read referring me to my own records blah blah blah but also acknowledging my defence which I sent in. It states that the Court will now contact all parties with notice of allocation, any further directions and notice of hearing. I was hoping it would be dropped at this stage?? Also on the same day received a BC letter banging on about how CCJs can ruin my credit and its not too late to sort it out etc. What will usually happen now?
  7. mutley12
    Thanks very much for that, I appreciate it. I am preparing my defence now. Kind regards, Jill
  8. mutley12
    Well yes I have but I could not find anything exactly the same as mine with me returning the item, so I just wanted to check. Thanks
  9. mutley12
    Now, I am a bit unsure of how to defend the claim as I know BC is in receipt of a copy letter returning the dongle back to Three and stating that I wanted a refund under the sale of goods act 1979 as it was not fit for purpose. Is this irrelevant to the claim as the particulars are relying on the agreement? Or can they turn round and say I must of acknowledged some sort of agreement to be returning the item, even if they are not in possession of any written agreement. I am thinking of putting something like:- The defendant requires the claimant to provide proof of any contract in the defendant's name with full details of how the contract was arranged and a statement of account from the original creditors. Is that enough do you think? Sorry, im just a little confused. Thanks Jill
  10. mutley12
    Hi, Ok thanks, I have sent off a CPR31.14 request to both BC and Lowell today. But I am sure I have previously done this and they came back and said it was agreed over the telephone and there is no written contract and one is not needed with a mobile type contract? is this rubbish? Kind regards, Jill
  11. mutley12
    Hi Andy, The date of issue was 11 September 2014. I have been away on holiday, I acknowledged service online yesterday. Particulars are:- This claim is for £298.98 the amount due under an original agreement between the original creditor and the defendant to provide finance and/or services and/or goods. This debt was assigned to/purchased by Lowell Portfolio Ltd on 03/12/2013 and notice served pursuant to the Law of property Act 1925 Re: Three Mobile A/C No. XXXXXXXXX and the claimant claims £298.98 The claim includes statutory interest pursuant to S.69 of the County Act 1984 at a rate of 8%pa from the date of assignment of the agreement to date but limited to a max of one year amounting to £6.03. Signed: Bryan Carter Thanks for your help.
  12. mutley12
    Hello, Back in October 2011 I purchased a service plan dongle from 3G. I checked the area and they said it would work fine, but it never really did and I gave up after many protracted telephone conversations to get it working and stay connected. I returned the dongle to 3G quoting the Sale of Goods Act and asked them for a refund of monies paid as it was not fit for purpose. I heard nothing and I cancelled my direct debit. The debt was sold on to Lowell Feb 14. Letters and harassing phone calls followed. I firstly requested statements of my account and I received a letter back from Lowell saying that these had been requested from 3G and my account was on hold. Nothing ever came through. Then more chasing letters from Bryan Carter in June 2014 and finally Court Claim forms from Bryan Carter for Lowell. I have acknowledged service. I am preparing to submit my defence - can I use the Sale of Goods Act as my defence in this case? The amount they are chasing is £305.01 plus court and solicitors fees of £85. Thanks in advance

Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...