GIclaimsman
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Everything posted by GIclaimsman
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Keep complaining to the AA and advise that you are not happy with their response - mention you will escalate your complain to the Financial Ombudsman. It sounds like the third party driver has been traced so sections 151 and 152 of the Road Traffic act will mean the vehicle insurers will have a duty to indemnify you. (your solicitors will/should know what to do!) If you have all the documentation you need to settle the claim. Pester the solicitors for offers it will speed them up!
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Car insurance claim void.
GIclaimsman replied to patian47's topic in Insurance/Assurance Companies (Not Car Insurance)
You are all almost there on this occasion the insurance company are worried about the father fronting the policy for the son (to avoid paying for the least experience driver as the main user) which is technically underwriting fraud. If at the inception of the policy it was advised the father was the owner and registered keeper and that is not the case then the rest of the applications is tainted and material to the legal contract and the premium -
You will find that most card proposals encourage you to tick the insurance box. What I would suggest is that you cancel the insurance straight away and ask the card suppliers to send the proposals for each card! Check the wording or sales pitch for the insurance if it is unclear that it would be of use to your wife you may have a case
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Legal Expenses Insurance Fraud?
GIclaimsman replied to cx500's topic in Insurance/Assurance Companies (Not Car Insurance)
OK! all you can do then is alert the Insurance Fraud Bureau hotline! As you state all they do is send around an alert but most big insurers have someone who will search their portfolio's for your neighbour! If anyone is interested in your info then they may contact you to take a statement but you may never know what happens Good Luck -
CCJ after insurance claim
GIclaimsman replied to 100%WHU's topic in Insurance/Assurance Companies (Not Car Insurance)
Complain to NU about the trouble you have had! Getting a CCJ is unfortunately a side effect of driving and poor claim handling either by the third party solicitors or your insurers. -
Watch Sky TV and ring one of the no win no fee solicitors - sack the other one! They may and try make you claim for the bruises etc you suffered but they will be only to happy to issue on your behalf and it should cost you a penny!
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Hastings insurance claim, help required please
GIclaimsman replied to jo1lygrngiant's topic in Motor Insurance
Do not forget about your No Claims discount(NCD) here! If you are only getting £35 pounds withdraw the claims the additional premium next year will be more than that. Even if you have protected NCD it is not unlimited and you dont know whats round the corner!! True the Financial Ombudsman may give you more when your complaint reaches them but you will lose 2 years NCD for the privelege. Keep us updated -
You may possibly have a claim because they know there is an issue with the car park! You need to find out what actions they have taken to resolve the issues with the car park. A judge may find that they are partially liable if they have taken no rectification actions
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Dual Insurance Advice?
GIclaimsman replied to poptart78's topic in Insurance/Assurance Companies (Not Car Insurance)
Have the Halifax denied getting the phone call? and/or have they no notes on their system to say you wish to cancel? -
Legal Expenses Insurance Fraud?
GIclaimsman replied to cx500's topic in Insurance/Assurance Companies (Not Car Insurance)
Generally it is in the small track where costs are restricted but you will no doubt have the judgement and the costs order from the judge which will clarify all that! There is a possibility that your neighbour bought an after the event policy to cover the whole action! but you would/should have received a notice of funding from your neighbours representatives if that were the case! Who were your neighbours solicitors? -
Legal Expenses Insurance Fraud?
GIclaimsman replied to cx500's topic in Insurance/Assurance Companies (Not Car Insurance)
Most Home Insurance policies carry legal expenses cover of some sort so your neighbour may well have cover through them. Anyway it is your neighbours and their insurers problem not yours. From your point of view if a court has awarded you costs and they have not been received it is far more satisfying to ask the court to recover them for you. They may instruct a bailiff, enforcement officer or you have the option to bankrupt your neighbour! -
Why is car insurance so expensive
GIclaimsman replied to drawle's topic in Welcome to the Consumer Forums
Try a few old style brokers who have access to the specialist Lloyds markets they sometimes have good deals. Their details can be found in your average car mag -
I totally agree, complain and they will write it off! At the end of the day it was their mistake you have the right to complain to the financial ombudsman and that costs the insurer considerably more than £10
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I would suggest if you want paid by the insurance company or for them to pay a third party's claim should something go wrong you are honest in all dealings with them! Insurance companies can and do log underwriting fraud on various databases which may and often does effect any attempts to obtain credit (including loans and mortgages) in the future!
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