pinadagolf
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Thankyou Tifo for your reply. I asked the question about warm front grants etc. because a privately owned number of flats in Cheshire were supposed to have a representative from warm front ,to speak to them about insulation.T he person didn't come because the grants were no longer available free to anyone over 70. Pinada Golf lady
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I have heard that the Government has withdrawn its grants towards heating and insulation, could anyone confirm this please. Pinada Golf Lady
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Has this happened to any one else? Limit over £3000 only owed £160!! Received a letter today to say limit decreased to, wait for it!!! £260 from 1st September. I had used it to pay daughters "House Removers" and it was declined!!!! The inconvenience etc., it was the only card I was had on me at the time.I phoned them and they said apply for a limit increase in three months!! This was after being cut off once and being really rudely spoken to a second time. All they could say was well your Master Card has still a reasonable balance!!! I didn't have that with me. Is this the Credit Crunch?What would have happened if I was abroad, or in a dire emergency, as it was it was bad enough. I am so angry. Pinada golf lady:x
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I have just been reading your account .The very best of luck with your appeal, it's so unjust , you should definitely be awarded DLA. high rate mobility and your care needs reinstated. Pinada golf lady x
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I involved the Financial Ombudsman after getting nowhere with the Coop Bank. I contacted them in October and received a confirmation of misselling of PPI last week. They said I had reached 65 ..and it should not have been sold to me. I am now awaiting a cheque for 2 years premiums plus interest.Result!!!!! I had also provided medical evidence to the F.O. which I shall refer to regarding the earlier PPIs. I intend to claim 2 earlier loans back on medical pre existing conditions. :D Iwould like to thank everyone on the site for the encouragement and support, I can't believe I have been able to get so far and to win:) Pinada golf lady x
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I involved the Financial Ombudsman after getting nowhere with the Coop Bank. I contacted them in October and received a confirmation of misselling last week. They said I had reached 65 ..and it should not have been sold to me. I am now awaiting a cheque for 2 years premiums plus interest.Result!!!!! I had provided medical evidence to the F.O. Iam now going to claim 2 earlier loans back on medical pre existing conditions. :D Iwould like to thank everyone on the site for the encouragement and support, I can't believe I have been able to get so far and to win:)
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Cooperative Bank loan with mis sold ppi
pinadagolf replied to pinadagolf's topic in Payment Protection Insurance (PPI)
PPI claim with Coop . Bank with the FO since September, sent loads of information to them. Telephoned today, they have already written twice to the Bank asking for info., so I think cases must be moving reasonably quickly. Hope that will encourage anyone who is thinking of going down the FO. route. best of luck Pinada golf Ladyx -
Moneyhelp Vs Halifax Visa**WON**
pinadagolf replied to moneyhelp's topic in Halifax and IF successes
Halifax Visa have just offered the full amount including 8%!!!! I refused their previous offers and referred them to the FO. who acknowledged my letter 29th September and today I received a full settlement from the Halifax ,including two late payment charges I hadn't asked for.Originally they refused to pay anything. The FO. answer the phone and are so helpful.Something of a coincidence they settled after my writing to the FO.!! Thankyou CAG for all the advice, lets hope my other claims with the FO.are successful .WhOHooooo PinadaGolf Lady -
Intercityman vs Barclays PPI
pinadagolf replied to intercityman's topic in Payment Protection Insurance (PPI)
I too think you have a good case for a pre existing medical condition, I have also added that to my claim for ppi and have sent lots of medical proof to the FO. My claim is with the Coop. Bank. Good luck. Pinadagolf Lady. -
on a mission round 3
pinadagolf replied to hellhasnofury's topic in Payment Protection Insurance (PPI)
Keep Going you will get there! I think your determination is fantastic. Take Care ,Pinada Golf lady xx:) -
What a mess the court system is in!!!! I have just sent my credit card claims by recorded delivery to the Financial Ombudsman today.They had all offered a pathetic refund!! It may turn out to be quicker than the courts!! Pinadagolf lady:mad:
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Olympic1805 GOOD LUCK!! Pinadagolf lady
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Thankyou and Hi TECHSPEC, I think the Financial Ombudsman, is that who you mean? is probably the safest route and cheapest ,if the longest!!! Is there a template form available to help fill in credit card claims with the F.O.,please? Many Thanks ,pinadagolf lady:)
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Hi everyone, I have 1 credit card claim with Halifax .I sent letter refusing their offer and 2 Barclaycard ones also with poor offers. MY local court is ALTRINCHAM .I don't know whether to file an NI there ,OR MCOL.I have read such a lot about everyones experiences at their local court, it's a bit scary!! The credit cards should not be affected as I understand it, but some are! Would I stand a better chance at a local court? Any advice would fantastic. Good Luck everyone, Pinada Golf lady