Yes there is the little metal poppy that pierces fabric and has a catch on the back. . . . I have one of those too! I have also seen the bracelets too.

Got mine too.

Another hump night! And so close together!

Still recovering Hills. . . . . . still recovering!!

Its hump night!! oh, and a long one at that what with the clocks going back!

I think I missed Wednesday!! It's evening again though!

How sweet of you Hills! Tis aft now!

Morning peeps !

Slippery little sucker

You are so in deep trouble! . . . . but I agree! . . . . ruuuuuuuuuunnnnnnn!

Welcome to CAG maxdog. Start a new thread in the relevant PPI forum and tell us how we can help you. Finding all your paperwork is a good place to start . . . well done.

Good plan Conniff. Now where is my glass . . . .

Watching Stand up to Cancer on 4 because there is someone I know on the programme.

Yep I can see the similarities now!

Lloyds are tough nuts to crack! I have a few threads lying around in the dust somewhere! Write a carefully worded letter (send recorded delivery) or E mail the CEO at Lloyds stating that you are committed to reducing your debts to your creditors through your DMP by making regular payments. State that all your other creditors have frozen interest charges and that you feel Lloyds's actions to continue charging interest vexatious as it only increases your dept with them. Have they accepted your payments through Payplan for 4.5 years? then why do they insist on increasing your debt with them when you have made your commitment to reduce it. Why hasn't your account been transfered to their collections department so that they can set up their imaginary 6 months payment plan? Inform Payplan that you are not happy and that you are writting/e mailing Lloyds. Good luck.

I don't have any experience in the subject myself

Welcome to CAG tommyj70. Shout if you need help or just join in where you can and help others.

Very interesting djwrath. Any help that you can give to the peeps in the relevant forums would be great.

Make mine a jammy doger and milk with no sugar and your in

Wow! overseas help! Any help is good, we are all here to offer help, and we in turn will receive help.

Alcohol!! something with patients and A&E. Another nurse in the making

Tilly has always been full of hot air!!!!!!

Darling daughter passing her Dissertation today . . . . . I'm sooooooooo proud of her.

Pinktastic priceless fun!