I transferred £150.00 from my joint A&L account to my other A&L account on the 18th Sept at about 8.30 in the morning, I`ve now checked my account online and it shows that my bill payment went in yesterday then after it shows that £20.00 direct debit(which went out last month on the 20th) was taken out and now a £34 charge has been added and put in before both of them on the statement. I rang them up to kick of at them and they informed me that it takes 48hrs to transfer across. Told me I had to write a letter blah blah as there was nothing they could do. Is there any letter template that I can send as I`m well P*$!d. I`ve already got a claim for £2300 that is stayed. But I've managed my accounts better this year so not been charged this year by unpaid charges etc. I`ve looked in library but can`t find anything, just wondered if anyone can help. :mad:

:o Sorry, I am Rubbish, yes I meant 4/8 but I've dyslexic fingers. I was under the impression that both parties had to send the court bundles to each other and the court before the 4/8 otherwise the case get kicks out. Cheers Kay

Hello, Just wondering, I sent both my court bundles out on the 28th July to Wragges and the Court (Rotherham) to be in for the 4th July. Although both my cases are currently stayed, I still haven`t received my Court bundles from Wragges/A&L. Should I still have received them before the said date or doesn't it matter as its stayed.??

Well Done Mimi, you deserve it. :D

Cheers mimi, I did look on that way back? site for the T&C`s but they don`t seem to load up, it always says this site is busy, try later. when I try and open a file it doesn`t do anything. Thanks again for the OFT:D

Hello, Just finishing my court bundle off and I`m having trouble printing off the terms and conditions for A&L for 2001,2003,2006 and 2007 (as I`m doing two claims am I right in thinking you only need the T&C`s start and finish date for each claim?) been on the wayback machine? and that doesn`t work, I also am having trouble printing off the office of fair trading report April 2006 (OFT842). Can anybody point me the right direction. I`m panick ing a bit as I go on holiday on friday so need to post the bundles out on that day.

Thaaaaaaaaaaanks Mimi

Hi Mimi, Sorry to bother you again but I`ve wiped your email that you sent to me ref Statement of Evidence and just wondered if you could email it to me again. Thanks Jimmy

Just recieved a letter from Wragges today offering £1100 inc court costs to settle before court, seems they`re going in the right direction but I`m still holding out for £2300, I will send them a letter rejecting their offer but will offer a lower settlemnt of £2000 if they reply before friday 27th otherwise I`ll be posting my court bundles off.

Heyalp:confused: I`m having a total brainfreeze and can`t seem to find a statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise. I`ve looked in the Cag libraries but to no avail, just wondered if anyone could point me in the right direction. Thanks

Nice one, did you have a court date then or did you just say that yours was soon to be set?. I`ve not received a court date yet so might give Wragges a ring tommorrow and see what they say, Well done again!

Hi, I`m just collecting things together for my court bundles, did you email or phone them and what did you say to convince them to do a deal.??

Thanks Mimi, Your a star:D

Hello please could anyone have a gander at m y General Form of Judgement or Order which says Upon the courts own motion. The Court has made this order of its own initiative without a hearing. If you object the order, you must make an application to have it set aside, varied or stayed within 7 days of receiving it IT IS ORDERED THAT Dated 04 july 2007 1. The Claimant shall within 28 days of service of this order send to the Defendant and to the Court: a) A schedule setting out each charge repayment of which is sought, showing the date, amount and reason(if any) for that charge being made. b) Copies of any statement or other document relied upon as showing that each and every such charge has been made; c) A statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise. d) Copies of decided cases and other legal materials to be relied upon. It then goes on about what the defendant needs to send. I really only need help with parts c and d as a and b seem straight forward. Thanks James

Well Done:D :D