Good Morning everyone, thank you all so much for the support and help you have given, this victory was not just mine, but all of yours as well.. I know but it all took off so quickly Lattie, did not really have a lot of time.....lol.. all thursday morning was spent doing radio interviews.... and the phone was going radio rental..... An admin error!!!!! hmmmm

thank oyu one and all......

ha ha Duke ya ejjit. bbc breakfast show at 6.40 am .. Jo has my mob number..... I need to get ma erchie oot a here fur ma train......

well bbc breakfast have just phoned me and I am going down to london shortly and staying the night and appearing on the breakfast show at 6.40 am tomorrow and possibly 8 am as well, that has yet to be confirmed...... but most def the 6.40 slot

ha ha ha is it really duke?

BBC NEWS | England | Nottinghamshire | Customer sends bailiff to bank HQ

Pete you should know better than tell me about teckie things.. but there is a bit on bbc nottinghams website about it...... will see if I can find a link and post it......

five live have just phoend and done an interview with me and it is going ot be on bbc breakfast in the morning

hello darlings, sorry for the delay but went to be early as my firdt radio bcast was at 7.45 and i had to leave here at 6am... it went out on bbc nottingham cap ones home town.....lol...... as well as bbc suffolk and norfolk.....

Well I am going to be on 3 radio stations in the morning:)

for those still going after the banks given the waiver is due for renewal I think its the 26th January 2009 , might it be worth their while writing ot the OFT & FSA given the level of public money that has now gone into the banks to shore them up...... maybe if everone who is still persuing a bank claim wrote objecting to a further extension, it might carry some weight given the current climate:)

oh and there may just be an interview on bbc nottinghams breakfast show tomorrow morning....... am just awaiting confirmation of the details:):)

I would also like Jo wish you all a very merry xmas, cant believe how long I have been around here and know you lot so Jo , Lattie,Freaky , Uncle Pete, PD and Duke.. Wishing oyu all a very merry xmas and hope it is everything you wish for..... Auds xxxxxxx

Oh an update on the credit card....... the bailiffs went in yesterday and were told " oh we paid this by cheque on the 2nd December"....lol....... amnot sure who they paid but it was not my friend.....so the bailiff was going back to the person who took the bank details and claimed they woudl eb making it by bacs on the 27th November....

AWWWWWWWWWW bless Jo that is lovely.........

this is the one I used for my friend...... we went after the full 15.9% and got it, that's twice I have got it.....lol... got it 2 months ago for my mother as well.... there are loads of people on this site who can and will help you through the whole process....

Dear Sir/Madam With regards my claim for recovery of the charges, please note the following. No part of the of the Commercial Court proceedings between the OFT and the Defendant (and seven others) comprised in Claim No. 2007 Folio 1186. Has any bearing or will interact with or affect the common law basis of this claim. When I submit my court claim it will not be stayed. I am hoping that given the above you will settle this claim without the need for court action, as this will only add to my claim, the court will award the cost of bringing the action, plus 8% interest for every day till you settle, plus there will also be the question of wasted court costs. The figure in May was £1,019.00 that was comprised of £736 in charges and £282.08 in interest; this being the figure at 8% interest from the date the charge was levied. The figure of £736 plus £562.62 interest at 15.09% at 27/05/2008 totals £1298.62. The figure of £ t, 298.62 is as of today’s date is, plus 3 charges missed from the original list sent to you on the 27/05/2008 see attached list, bringing the total to £1,099.48. @ 8% and £1,403.71 If court action is instigated then there is the additional cost of the fee which is £75 at the moment as we have not applied all the interest. I am more than confident of winning in court, and my attempts to settle without taking that course will be show by my attempts to settle with you prior to instigating the court action. If there has been no response by the 13/09/2008 then you leave me no alternative but to instigate a court claim. Please consider this my letter before action. Receipt of £1,403.71 will result in my acceptance and no further action from me I await your response here is the letter I sent them. all you have to do is copy it and delete my figures and enter your own..... and you can have a copy of my poc as well if you wish......

update on the credit card claim.......the warrant has been issued and was sent to Nottingham last week and is with the bailiffs as I type and according to the court they will be calling in sometime int he next 2 weeks..... and the wasted court cost claim is going in tomorrow. despite being given judgement and them being aware that it its with the bailiffs they have still failed ot pay in full....:D

Hi PD long time no see, love your xmas party frock...

Oh that does sound painful lattie do youi need cream and tablets for it?

all these pretty do dahs...... how lvoely..

how lovely Duke, and yes what a good idea PD is the illistrator.............and you xmas avatar is lovely as well Jo..... and I do think you have got to the very bones of this festive lark freaky............ and as you all know how tecknological i am..... havent got a clue how to do a xmas one................ and thank god there isnofrost this morning..... i had to buy de icer!!!!!!!!!!

Good Morning darlings from a very very cold Glasgow............. well Lattie, I have been thinking about htis and and Jo should be the accountant............you the prrof reader.......Pete the legal boff.......Duke the translator and asst editor and freaky the Editor..........now we do need a illistrator............ any ideas anyone?

Oh yes how remiss of me to forget that Pete... oh well never mind, there is always the prospect of handing over my friends claim to the press.....lol given how the climate is what a lovely story og having to send the bailiffs in to recover the balance.... I have also told her to apply for wasted court costs:):)