Hi everyone, I've had the worst week ever... I fell inlove with a horse but she failed her vetting check and the vet adviced me not to buy her. I'm desperately wanting a 16h+ bay horse (mare in particular) age between 4 and 10years. Good with traffic... already broken. North west england... pref Lancashire/Greater Manc area. £4000 Max. Please some-one say there selling one or know any-one who is!!! Cheers Cat

I'd ask for more coz I'm greedy, but then again I don't know what theyd say. I'm still waiting for a responce from them. Sorry I can't help, all this baffles me

thanx alot people

it's been 14days since i sent the Halifax my 'letter before action'... but I've also been told by a friend that banks have suspended payouts until the court case has finished... is this true?

do you reckon the charges will be dropped a big amount after all this? coz the ###### still chargin me 30quid a go

did you get through to them? what did they say?

there's a big court case today OFT vs Banks... if the banks win, does this mean we can't get back our charges? will it be a quick decision or will we be waiting weeks to hear the outcome?

i'd sign his name 4 him lol no-one would know either way. why does he want to look through it all? id be quite happy accepting half of your claim for him if he doesn't want it lol just sign it yourself, tell him hes too late and keep it for youself or still sign it and give him half when u recieve it

yeh i hope i do get all me charges back, im skint at the moment with moving house etc

did you go to court then, or would the £120 be if you did end up in court? i hope they offer me a decent sum for both my claims and not have court mentioned... thats when i will start pooping myself are alot of cases going to court now then?

good luck i say... this is what im ****ting excuse me language lol

yes thanks, i just need to print it off and print the letter off, then send it 2moz. my printer has decided to stop working tonight lol i just hope they dont make me go through the courts etc. capital one have only charged me £120.00 in charges... do you think they will give it me back in full because it's only a low amount? how do they decide who gets paid back in full, in parts, or none at all?

thanx. i only have £831.00 charges from the halifax and £120.00 from capital one... i wish they'd charged me more now lol

my claim is only £120.00 with capital one and £831.00 with the halifax, i wish they'd charged me more now haha

thanx everyone... i think i no what im doing now. i just hope they pay me back in full without involving the courts