Sent a letter on 4th August to: David Laws, MP for Yeovil Constituency Constituency Office 5 Church Street Yeovil Somerset BA20 1HB

I am helping a best mate, who filed a claim under MCOL, nearly a month ago. I have contacted Northampton and they have said that her case is proceeding as normal. Given all the lastest news on this web site though, I am expecting to hear that our local court will grant a stay on her case. I am gutted, it took her weeks to save the money for the court costs and now she has to potentially wait 3 year..? Scandalous - I used the comparison that Trading Standards would not allow an unscrupulous car dealer to carry on trading un road-worthy cars, they would shut them down, so why are these banks allowed to carry on illegally charging customers, without any censorship?? I have a court letter here stating quite clearly in black and white, that my claim against Lloyds TSB was settled as "the defendant agrees that the facts stated in the original claim are true" - my original claim being that they had unlawfully charged me penalty charges on my bank account. They must have admitted in writing to claimants hundreds of times over that these charges are unlawful - why can't we use this?? Anyway, we have sent off the template letter to our local MP, lets try and get something to happen.

Really interesting thread - would like to hear any more positive responses from Lloyds.

I am in the same situation. Have followed the instructions for setting out my original letter, with dates of charges for the past 5 years (I have kept paper statements for 3 and have gone on-line to search internet bank link for additional 2) and have added interest. I have also received the same letter that you refer to above, from LLoyds TSB. I found it confusing that they referred to credit card charges, when I don't own a credit card. Will be trying to find the next steps amongst the information on this web site. Keep in touch and hopefully we can achieve some success.