This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 08 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 2019-03-08. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

I've finally been offered a full refund on all bank charges plus interest!

If I had any money and if Halifax hadn;t of suspended my account I would of donated along time ago! I only get paid £50 a week and thatss cash in hand!

considering i sift through all the threads any othertime to no avail i thought i'd save myself some time.

I have just received notice that acknowledgement of service has been filed, in which the defendant responded to the claim indicating an intention to defend all of the claim. Has anyone else had this? I really can't be arsed sifting through all of the threads on here to find out what to do! I've got this sneaky feeling mine will be the ONLY case to get defended against in court...at least I'll get on tv...right?

Here's a copy of the reply to my "gracious" offer Dear Mr Robertshaw, Thank you for your recent letter dated 6th June. I am only glad that after a month of me trying to contact someone within your company that you have found the time to do so. I am sure you will appreciate that after nearly two months of correspondence regards the unfair penalties, in respect of charges, levied from my account that my patience has been amicable. However, it has now worn thin. I would like to remind you of your “gracious” offer of goodwill as stated in your letter; “I am prepared to refund £137.00 of charges in full and in final settlement of your complaint.” Firstly I would like to thank you for your offer, but I must turn it down. As I have previously stated; I calculate that you have taken £429.03p in charges from my account in the passed six months. Hopefully this will illustrate why I am both disgusted and shocked by your offer. I would like to point out that I have filed an N1 claim form with my local Small Claims Court, which you should of received copies of on 7th June 2006. I would like to take this opportunity to thank you once again for this offer and invite you to make any further offers that you feel are fair, before the 14 day deadline of my court claim (21st June 2006).

That's only because the threads I make disappear! I'm sorry

haha! that's disgusting! I wonder who decides on thses stupid offers? Maybe they have some sort of low random number generator...or they all just pick the lowest possible amount that they think they can peeve us off with!?

Right so Halifax owe my £469.03p and have made a "gracious offer of goodwill" of £137.00p :-| Now excuse me if this sounds stupid but... WHAT THE HELL!? Why would I accept such a "gracious" offer when it wouldn't even cover the unauthorised overdraught?! They must think I'm stupid! Anyone else had any ridiculous offers?

Thanks everyone, I've agreed to pay £30 a month starting on the 13th June to clear the balance and requested a stop on the account...Now I'm definately off to revise for my exam and then going to give in my N1 claim form as I have now got the £50! yaay Thank you all!

I haven't started it because I didn't have the £50 fee! I have it today and depending on what advice I get I'm off to file the claim! What a rude awakening this has been! On such an un-holy day! 6/6/06 !! Not my day is it? AND I have my theory exam today

i have just received this letter from Halifax and it has completely put me off claiming and all i wanna do is pay off the account...unless its a load of crap! there's two parts to it just follow the links to them and please help me! Shoul I go to a solicitor? first letter http://img19.imageshack.us/img19/9425/bankletter3eg.jpg second letter http://img119.imageshack.us/img119/2493/bankletter0016xc.jpg