Hi,that's the plan once I get all my in/out goings wrote down so I have all the answers ready for them just wondered if anyone else had done this lately. Cheers.

Hi,I recently just paid off my IVA six months early and I'm coming off my interest only period with NRAM who to be fair have been good enough to stick to it but in three months I go back to repayment increasing payments by £300 will NRAM extend my mortgage term to help reduce the payment. Cheers nafjor

Hi, l've an Iva with about 11 months left to pay on it before it's finished and to be honest l'm struggling and after having mentioned this to a close family member they have offered to pay it off, do l have to pay the 11 months worth of payments or will l be expected to pay back more, if I did this would l have further conditions or would that be it paid off. Thanks nafjor

Hi,I had an MBNA credit card years ago and paid it off but l want to make a claim to get the PPI back,does anyone know the address l need to writr too,l dont have the account No. anymore either. Many thanks Graeme

Hi,Just a little help required my stay is due to end on Friday my court letter says by Friday or when judgement is reached in test case should l be doing something now l dont want to let this one get away.Cheers nafjor

My stay is due to end at the end of October can l expect to here from the courts or Lloyds about stay extension as nothing seemss to be moving forward on the High Court ruling-anybody else been in this position.Cheers nafjor

hi can anyone help!! I started my job 19th february 2008 and been there for 29 weeks till my boss closed shop today 13th of september 2008.But in the meantime i fell pregnant and am 5 month (21 weeks ) pregnant .I have came away with 1 weeks pay nothing else .Does anyone know if i"m entilted to any from state eg. jobs seeker allowance etc . thanks

Hello, I need some help,it appears that there is a chance my wifes employer (who she is leaving next week)has not being paying her N.I ,is the employer responisble for the short fall if there is one.If this helps my wife recieves £110.20 per week. Cheers nafjor

Hello,Does anyone know of a link(template) to write a letter of notice as my wife is moving on the pastures new at work and needs to hand her notice in tomorrow(TUESDAY),can she request payment of any holidays not taken due to her.Thanks nafjor

Hello again, My wife has been offered a new job which she is going to take,is it ok to only give one weeks notice as she gets paid weekly,and is she entitled to the remainder of her holidays back in cash when she leaves,she currently works 19hrs a week and her holidays run April to April.Thanks in advance.

HI, After hearing nothing for at least 6 or 7 weeks l phoned MCOL to see what was happening to my claim,l was told it was sitting waiting like everybody else's for the test case to start,then out of the blue 2 days before Xmas l recieved a letter informing me that my case had been sent to my local court in Morpeth,Northumberland phoned the court and they where very surprise this had happened(and very helpfull)Had to fill in my AQ's which had to be in by 4th (done).Wondering if anybody else has had any movement in there claims. Cheers nafjor

Hi,Thanks again for getting back, ill keep in touch if and when anything happens. Cheers nafjor

Hi,Thanks for getting back she has no contract and she has worked there for about 3 to 4 yrs,so it would seem the boss has no leg to stand on really. Cheers nafjor

Hi, My wife works as a hairdresser in the north east,3 weeks ago an elderly lady came in and lost her glasses in the shop, the boss of the shop basically did nothing but phone around a few customers,the lady later asked if (a)she had insurance to cover the loss or(b)whether she would be willing to pay half (£275) that they cost.The owner did nothing saying it was not her fault and she was not liable.The elderly lady refused to return to the shop on principal but as it was coming up to xmas she asked my wife if she could come and do her hair at home,after much hummimg and harring my wife agreed to do it as a favour xmas and all that,now my wife's boss has found out about this,she asked my wife about it who told her the thruth that yes she had done it,now she is threating to sack her saying that it is un-professional.Can she do this the lady was not coming back and it was only a favour??? Any ideas any-one Cheers nafjor

Ok ladies and gents its been a month now since l was informed that my case was being transfered from the usual MCOL court to my local court,how long should l or will l have to wait to hear something and l'm stuck between two courts so l'm not really sure which one it will go to,l need to hear something because l need to amended my POC,heard nothing from Lloyds neither. Cheers Graeme