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Bob_and_Wendy

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  1. No but we had previously requested charges refunded and had only received a tiny portion of them?
  2. Hi further to my letter for a CCA following my card being cancelled the EGG have now written to us offering us our charges back??? I called them today to say I would like this sent to me by a cheque but they have refused saying it has to go onto my account as I have a balance? Can they do this? I now cannot use the card with the high interest and cannot have access to the money they say I am due? They have NOT supplied the CCA? Please help
  3. Hi further to my letter for a CCA following my card being cancelled the EGG have now written to us offering us our charges back??? I called them today to say I would like this sent to me by a cheque but they have refused saying it has to go onto my account as I have a balance? Can they do this? I now cannot use the card with the high interest and cannot have access to the money they say I am due? They have NOT supplied the CCA? Please help
  4. Hi further to my letter for a CCA following my card being cancelled the EGG have now written to us offering us our charges back??? I called them today to say I would like this sent to me by a cheque but they have refused saying it has to go onto my account as I have a balance? Can they do this? I now cannot use the card with the high interest and cannot have access to the money they say I am due? They have NOT supplied the CCA? Please help
  5. Hi further to my letter for a CCA following my card being cancelled the EGG have now written to us offering us our charges back??? I called them today to say I would like this sent to me by a cheque but they have refused saying it has to go onto my account as I have a balance? Can they do this? I now cannot use the card with the high interest and cannot have access to the money they say I am due? They have NOT supplied the CCA? Please help
  6. Bob_and_Wendy

    Egg

    Hi further to my letter for a CCA following my card being cancelled the EGG have now written to us offering us our charges back??? I called them today to say I would like this sent to me by a cheque but they have refused saying it has to go onto my account as I have a balance? Can they do this? I now cannot use the card with the high interest and cannot have access to the money they say I am due? They have NOT supplied the CCA? Please help
  7. I wonder if anyone can help I have contacted Orange to request a refund of the charges they have been applying to my account as I pay by standing order or bank transfer instead of direct debit. Orange have come back stating that they will not refund these charges I am not confused as I had understood that they were not able to make these charges? Please can someone advise me as to what I should do next? many thanks
  8. I wonder if anyone can help I have contacted Orange to request a refund of the charges they have been applying to my account as I pay by standing order or bank transfer instead of direct debit. Orange have come back stating that they will not refund these charges I am not confused as I had understood that they were not able to make these charges? Please can someone advise me as to what I should do next? many thanks
  9. Hi everyone I have contacted egg for a copy of my and my wifes CCA and this is what they have said. In relation to your credit agreement, as Egg is an internet based credit card this information can viewed online. I'll be unable to arrange for a copy to be sent to you. Simply select 'Small Print', under the Egg Card option on our website. can anyone offer any advice please? thanks
  10. Hi everyone I have contacted egg for a copy of my and my wifes CCA and this is what they have said. In relation to your credit agreement, as Egg is an internet based credit card this information can viewed online. I'll be unable to arrange for a copy to be sent to you. Simply select 'Small Print', under the Egg Card option on our website. can anyone offer any advice please? thanks
  11. Hi everyone I have contacted egg for a copy of my and my wifes CCA and this is what they have said. In relation to your credit agreement, as Egg is an internet based credit card this information can viewed online. I'll be unable to arrange for a copy to be sent to you. Simply select 'Small Print', under the Egg Card option on our website. can anyone offer any advice please? thanks
  12. Hi both my hubby and I had these letters today and always pay our minimum payment on time, be it that we are both on our limits near enough. Does anyone have any advice on what we can do? What is a section 77/78 request under the cca? Can I get the interest frozen? many thanks Wendy
  13. We have just received two envelopes with about 5 years of overlapping statements covering around 7 years. Does anyone know how far back Barclays keep records?
  14. I have read elsewhere that if MIG and acceptance fees are added to the loan that this breaches regs and can therefore be claimed back. Is this correct
  15. Spoke to Thomas in the litigation team today. Seemed very helpful. Charlotte is dealing with our case but isnt in today. Thomas asked me to e-mail a copy of the order to Charlotte as it may be stuck in their postal system. The date of the judges signature is 1/6/07 and the order gives them 14 days from date of service. I only got my copy on saturday the 9th. Is the date of service likely to be the same date that I got my copy....The question now is do I help myself by sending the order direct to them or should I just sit on it and wait for judgment day?
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