ps.will defo make a contribution to cag xxxxx

hi sorry for late replies bu work at moment is taking ova, great news though the bank deposited monies on the wednesday close of bussiness we didnt even have any contact from them, until we received the letter saying theyd settle which arrived on the friday we informed the court thursday that theyd paid monies into our account so didnt need to attend court , all i can say is neva give up fighting and thanks to cag and mostly angela who helped us all the way through this , anyone got any questions please feel free to ask thansk best wishes all ron

hi check out the section on cpr18 on site hun, but if it was me id prob ring em and make sure theyre aware your incourt on the 28th june hopefully theyll settle on or b4 the 28th but if not still give u time to send the information , im not 100% so perhaps calculator may be able o shed a little light on it too for you ,

hi just thought id ask if you are in the list for the 28th and if you are anywhere near leeds or wakefield i need some help b4 we go on thursday my email address is on my thread , hope to hear back asap.

hi im just startijng a claim for my daughter who is on benefits, lloyds have charged her over the last 3 yrs for returning dd and chq,s these charges they applied made it that when her benefits were paid into the account those charges came off the benefits which some months left her without money for shopping etc... and had to come to us for help. so basically the way i see it if she claims these charges bk it is only money she should have had in the 1st place as it was taken off her benefits . am i right\?

hi thanks calc what would i do without you. im hoping they do too but well as my luck is tends to be all bad im getting ready with everything including the court bundle etc... and as last week they returned a dd for 8.65 cos it would have put me ova my account limit by 85p there charging me 35.00 so they got a fight now i aint giving in to anything less than what they owe but still hoping that soemone near me can help me go through things b4 next week .thanks and good luck to us all next thursday

hi hun great news that , at present theres 240 cases but 30 have been settled i have put on a thread for anyone local to me to email me so we can check through everything and just to make sure really for piece of mind with quite a few claims been thrown out , im just hoping that we have done everything correct and not missed anything, seem like you dont need a court bundle for the 28th but ive read could be better if you are prepared and have one , if you not far and can get intouch neonron2@tiscali.co.uk thanks hun

hope soeone sees this PART is there anyone who is brainy and lives in or near wakefield that i can contact and check through everything with them just for peice of mind , please email me . neonron2@tiscali.co.uk thanks ron

hi i was intouch with the court on the 21st june to confirm they had received my cpr59 they said they are a few weeks behind with paper work but will be upto date come the 28th, they said there were 240 cases to heard on the 28th but at the moment 30 of them have already been settled, im a bit confused though as they said this is only a conference not an hearing can someone explain this ? thanks

woooooooo sigh of releif thanks ever so much for all your help calculator , gonna get this finished copied and all done ready to post 1st thing tomorrow, special delivery , make sure they aint got any excuses, ive added most links to my favorites for easy access (ermm have i started a thread in mercantile court part) one last thing im defo gonna be attending no question bout that but the spread sheet total now differ in interest that we filed do we just leave this or what surely the courts will know interest is at a daily rate and will add this anyway as far as our go ive spent on the allocation and the cpr lmao is about 20hrs for allocation 40 hrs or more for the cpr and research , thats at least hope this aint gone make me look thick ,,, thanks again calculator tc

hi lisa and jess our court case against tsb as been transfered from 4 different courts and is now at mercantile court on the 28th june , have u had any updates on oue dates, we are at the stage of the cpr 59 letter for the court , so anything upto this stage may be able to help you out alittle good luck ( as im a little lost my wife as done most of ours so she can always answer any questions too you might have) thanks ron

hi calculator found these note regarding cpr 18 question 5 Note that on the CMI sheet that CPR 18 is entitled 'Further Information' whilst CPR 31 is entitled 'Disclosure and Inspection of Documents'. Therefore if you want the bank to provide information, I assume this is under CPR 18. If you want the bank to disclose documents that it has in its possession then I assume it comes under CPR 31. so am i right in thinking that question 5 needs to have a reply with cpr18 included so tha banks have to divulge the breakdown of the charges or am i wrong is it the cpr31 right brains gone been at this now since 7am so gonna call it a night for now thank you speak soon ron

:) thanks calculator ill try and find it during the day but will check back with your reply tomorrow evening thanks for all your help

hi this is my cpr59 which was recevied from court we are going to mercantile court leeds on 28th june , Case Management Information Sheet Insert Title - v - (Claim No. ) Party filing: The Claimant (name) Solicitors: Advocate(s) for trial: Date: Substance of case 1. what in about 20 words max is the case about? The Claimant seeks repayment of unfair & unlawful bank charges and interest. please provide a seperate concise list of issues in a complex case. n/a Parties 2. Are all parties still effective? - yes 3. Do you intend to add any further party? –no Statements of case 4. Do you intend to amend your statement of case?no 5. Do you require any “further information” - see CPR 18? - Disclosure (not sure what to put here please help) 6. By what date can you give standard disclosure? – Within 7 days of being requested by the court 7. Do you contend that to search for any type of document falling within CPR 31.6(b) would be unreasonable within CPR 31.7(2)? - no 8. Is any specific disclosure required - CPR 31.12? – Yes: List of charges made to claimants accounts and in respect of every charge, a breakdown specifying the amount of actual cost to the defendant and the amount of profit added, resulting in the total charge made to the claimant in each and every charge. 9. Is a full disclosure order appropriate? - yes 10. By what dates could you give: (i) any specific disclosure referred to at 8? - . Within 7 days of Courts directions (ii) full disclosure? - Within 7 days of Courts directions Admissions 11. Can you make any additional admissions? – no Preliminary issues 12. Are any issues suitable for trial as preliminary issues? - no Witnesses of fact 13. On how many witnesses of fact do you intend to rely at the trial (subject to the court’s direction)? - (NOT SURE what to put here)but think its just myself 14. Please name them, or explain why you do not. - claimant 15. Which of them will be called to give oral evidence? - claimant 16. When can you serve their witness statements? - within 7 days of courts directions 17. Will any require an interpreter? - no Expert evidence 18. Are there issues requiring expert evidence? - no 19. If yes, what issues? - no 20. Might a single joint expert be suitable on any issues (see CPR 35.7)? - no 21. What experts do you intend (subject to the court’s direction) to call? none Please give the number, their names and expertise. - n/a 22. By what date can you serve signed expert reports? - n/a 23. Should there be meetings of experts of like disciplines, of all disciplines? By when? - no 24. Which experts, if any, do you intend not to call at the trial? - none 25. Will any require an interpreter? - n/a Trial 26. What are the advocates’ present estimates of the length of the trial? no more than 1hr- 27. What is the earliest date that you think the case can be ready for trial? - within 2-4 weeks of case management conference 28. Where should the trial be held? - leeds 29. Is a Pre-Trial Review advisable? - no A.D.R. 30. Might some form of Alternative Dispute Resolution assist to resolve the dispute or some part of it? - no 31. Has this been considered with the client? - No. The banks have so far refused to attend hearings being content to take the full period of the process before settling at the last minute. 32. Has this been considered with the other parties? - no 33. Do you want the case to be stayed pending A.D.R. or other means of settlement - CPR 26.4; or any other directions relating to A.D.R.? - Other applications no 34. What applications, if any, not covered above, will you be making at the conference? - none Costs 35. What, do you estimate, are your costs to date? - courts costs £250.00 allocation costs £100.00 ( im on sick from work so not sure about claiming anything else 36. What, do you estimate, will be your costs to end of trial? -(not sure about this one ) Signed: (Claimant) just to double check i have filled this in can someone tell me if this has been done correct before i send it back to the courts and the parts i unsure please help thaks ron ps/if this is totally

hi this is my cpr59 which was recevied from court we are going to mercantile court leeds on 28th june , Case Management Information Sheet Insert Title - v - (Claim No. ) Party filing: The Claimant (name) Solicitors: Advocate(s) for trial: Date: Substance of case 1. what in about 20 words max is the case about? The Claimant seeks repayment of unfair & unlawful bank charges and interest. please provide a seperate concise list of issues in a complex case. n/a Parties 2. Are all parties still effective? - yes 3. Do you intend to add any further party? –no Statements of case 4. Do you intend to amend your statement of case?no 5. Do you require any “further information” - see CPR 18? - Disclosure (not sure what to put here please help) 6. By what date can you give standard disclosure? – Within 7 days of being requested by the court 7. Do you contend that to search for any type of document falling within CPR 31.6(b) would be unreasonable within CPR 31.7(2)? - no 8. Is any specific disclosure required - CPR 31.12? – Yes: List of charges made to claimants accounts and in respect of every charge, a breakdown specifying the amount of actual cost to the defendant and the amount of profit added, resulting in the total charge made to the claimant in each and every charge. 9. Is a full disclosure order appropriate? - yes 10. By what dates could you give: (i) any specific disclosure referred to at 8? - . Within 7 days of Courts directions (ii) full disclosure? - Within 7 days of Courts directions Admissions 11. Can you make any additional admissions? – no Preliminary issues 12. Are any issues suitable for trial as preliminary issues? - no Witnesses of fact 13. On how many witnesses of fact do you intend to rely at the trial (subject to the court’s direction)? - (NOT SURE what to put here)but think its just myself 14. Please name them, or explain why you do not. - claimant 15. Which of them will be called to give oral evidence? - claimant 16. When can you serve their witness statements? - within 7 days of courts directions 17. Will any require an interpreter? - no Expert evidence 18. Are there issues requiring expert evidence? - no 19. If yes, what issues? - no 20. Might a single joint expert be suitable on any issues (see CPR 35.7)? - no 21. What experts do you intend (subject to the court’s direction) to call? none Please give the number, their names and expertise. - n/a 22. By what date can you serve signed expert reports? - n/a 23. Should there be meetings of experts of like disciplines, of all disciplines? By when? - no 24. Which experts, if any, do you intend not to call at the trial? - none 25. Will any require an interpreter? - n/a Trial 26. What are the advocates’ present estimates of the length of the trial? no more than 1hr- 27. What is the earliest date that you think the case can be ready for trial? - within 2-4 weeks of case management conference 28. Where should the trial be held? - leeds 29. Is a Pre-Trial Review advisable? - no A.D.R. 30. Might some form of Alternative Dispute Resolution assist to resolve the dispute or some part of it? - no 31. Has this been considered with the client? - No. The banks have so far refused to attend hearings being content to take the full period of the process before settling at the last minute. 32. Has this been considered with the other parties? - no 33. Do you want the case to be stayed pending A.D.R. or other means of settlement - CPR 26.4; or any other directions relating to A.D.R.? - Other applications no 34. What applications, if any, not covered above, will you be making at the conference? - none Costs 35. What, do you estimate, are your costs to date? - courts costs £250.00 allocation costs £100.00 ( im on sick from work so not sure about claiming anything else 36. What, do you estimate, will be your costs to end of trial? -(not sure about this one ) Signed: (Claimant) just to double check i have filled this in can someone tell me if this has been done correct before i send it back to the courts and the parts i unsure please help thaks ron