They said 3 to 5 days so maybe wait until after the weekend to see if they've sent you more info about the closure and how to get your money back.

Excellent and thanks for the update

Hi Schipoo, You're pretty lucky with the judges decision. For future reference, any submission to the court/tribunal or to HMRC should always be copied to the other side at the same time.

Hi Schipoo, In my penultimate post on 18th May, I said - "File and Serve to the Tribunal and to HMRC respectively. Did you send your submission to HMCTS and to HMRC, or only the latter ? Or do these Directions refer to your submission to HMRC (but not HMCTS) on 17th March ? In any event, this is good news, albeit pretty late.

I've been through the submission and there's really nothing new. I'm not particularly worried about what HMRC have now said. There's no counter-reply needed now - it's down to the hearing on the day and for the judge to decide :- 1. If the FTT even has a part to play in the appeal process and..... 2. If it does, how this will be moved forward. Dixon, I suggest you go through each point made by HMRC and make brief relevant notes as necessary. HMRC's submission is clearly written for their own success, and for your failure. It's now down to you to have your counter arguments ready to use if you're given the chance at the hearing. For example, point 16 - HMRC seek to use what was written in texts to show you were involved in the reclaim process. I suggest this simply shows how FTR were trying to bamboozle you with rubbish and keep you away from your HMRC portal. Also, they continue to refuse to address the issues you raised about HMRC repaying tax with no checks about the alleged EIS company or the relevant investment certificate. There are many points you should have ready to argue so get working on this.

As said above, you have the right to challenge the closure, as well as any CIFAS marker that affects you. You have the right to put fwd your side of the story. As said before, given the circumstances, I doubt you'll be able to influence the bank's decision to close. If a CIFAS marker appears, you can deal with that as you see fit in due course.

Hi Help, You need to keep track of your Credit File to see if a CIFAS marker appears. If it does, you have the right to complain to the bank about the marker but I suspect you'll be unsuccessful in having it removed. What you did was foolish. It's one thing for YOU to dabble with FX but taking someone else's money hoping to make money for them is entirely different. Your explanation to the bank is different to what you've told us and you should learn from this episode - like not to risk a friendship by borrowing/lending money and not to involve others in speculative investing.

Hi Schipoo, Given the amount of tax that was repaid as a result of the EIS claim (almost £17,000), I'm surprised it's not double that amount per day. This is a risk you take in not paying anything back yet. In the grand scheme of things, the accruing daily interest is a minor factor.

@Rob Carr - Please use your own thread to discuss issues - commenting here makes an already-long-thread even longer and harder to follow. Thanks. Dixon already has a CCJ against FTR but no way to enforce it, despite efforts. I'll take a full look at HMRC's submission tomorrow and come back.

Hi Luthien. Send a letter to them by post quoting your Membership Number :- Dear sir or madam, I need to cancel my gym membership and now offer to pay you one final month's fee. I will not pay any late or penalty fees - I'll only pay the membership fee which was not paid by my bank by DD, plus one final fee for the cancellation period. If you accept my offer to pay the 2 month's fees totalling £ xx.xx within 14 days, I will pay this to you if you supply the necessary bank account details and a payment Ref No. If you fail to accept my offer, I will pay you nothing and will ignore further demands from you. Yours faithfully,

If you'd read Schipoo's thread, a PDF was posted on 24th May - it was the FTT's decision dated 22/4/22 to Strike Out Schipoo's appeal and included the comments of Judge Vos. After Schipoo lodged an objection, HMRC agreed to NOT object to the appeal being re-instated.

Hi Brad, Para 14 relates specifically to Schipoo's case so you omit that but use para 15, ne-numbered to 14, of course. Just make sure all that you use is relevant to YOUR case and not simply copied from other threads.

Hi Brad, Go through the submissions made by Dixon and Schipoo. Tailor your submission to the court to reflect your own case and the points that HMRC have made against your appeal. Stick to the deadline to submit to the court and to HMRC.

Brad, I assume you received this communication from the Court Service but please confirm exactly. You said earlier, " HMRC have applied to have your appeal struck out, copy enclosed, " - Can you please let us see the copy of HMRC's Application. I'm not sure yet if a written submission is best, as opposed to a video hearing, or a face to face hearing. We first need to see what you've received ...........

No Probs Brad, HMRC have to apply for the Strike Out - they can't apply one themselves. It will be considered by the First Tier Tribunal of the Courts Service.

Hi Brad, Yes, always post on your own thread - we'll see your post and it avoids hijacking other threads. You have good examples of HMRC seeking to have tax appeals Struck Out on Schipoo's and Dixon's threads. They include content and format. You need to go through each thread carefully and adapt what you find to properly reflect your own case and circumstances.

Hi Schipoo, Let us know when further Directions are made by the Tribunal Judge.

Hi Sopwith, If bank accounts are in joint names, transferring them to your mother's sole name should be straightforward. Each bank concerned will probably need sight of an original Death Cert before the account names are changed. You need to check with Land Registry on how the joint property was held. If it was owned by YP's as Joint Tenants, you can apply to Land Registry with the transfer application and Death Cert to have the ppty put into YM's name. Check first by looking at the Land Register (£3.00 I think) to see how it's registered.

Hi DM and a belated welcome to CAG Technically, you signed up for 12 months and could be held accountable for those payments. Plus Bannatynes may also say you have to give 3 months notice to quit making 15 months they want. In reality, we've seen many threats of action to enforce the contract but they don't follow through at all. If you feel unable to continue with the m/ship due to your change in finances, you don't have to produce anything to B's and they have no right to demand this. Have you decided what to do yet and have you written to B's ?

Sorry, I've had no internet ........ [Having said that, I would like the following to be considered: Statutory Instrument 2003 ......... etc] - This would make more sense if it followed your Point #2 [It’s also unclear and HMRC have failed to provide any information relating to : ] - This should say, It is clear that HMRC have failed to provide ..... etc

Hi Dixon, I note you used the format from Schipoo's thread here but did you also use all the points you could from the Schipoo submission I suggested here - https://www.consumeractiongroup.co.uk/topic/437942-hmrc-seek-repayment-after-fast-tax-rebates-ltd-take-most-of-rebate/?do=findComment&comment=5167208 If so, I don't see much else you can add but I suggest you number the points as per the example. Also, 3 minor changes :- 1) ..... ability to invest large sums in risky EIS schemes and paying out without any sufficient due diligence. I suggest - .....ability to invest large sums in risky EIS schemes, yet still refunding tax without due diligence or even basic checks. 2) Alongside the above, there is no differing in opinion in that FTR carried out a scam that affected hundreds ..... I suggest - There is no question that FTR carried out ...... 3) ..... stages of my case, and certain organisations have published media warning the public ..... I suggest - ..... stages of my case. Various tax/accountancy organisations including the Low Income Tax Reform group and TaxWatch have published articles highlighting these scams and questionning HMRC's "Repay now; Ask questions later" approach.

Thanks Dixon and I'll review this later today

So you have 28 days from 30th May to send your representations to HMRC objecting to their Strike Out Application. Use this time to your advantage and come back here no later than 20th June, so you can submit by the deadline of 2th June.

Hi FF, You say you received 2 tax calculations from HMRC both saying the tax repayment was from Savings Income. So we can try and identify what's happened here, can you please tell us for each of the 2 tax years :- 1. Is there an income entry for (what you assume to be) PPI with corresponding tax paid on it. 2. How is it described. 3. What figure is shown for this income and for the tax deducted. 4. What was your approx total income from all sources included earned income and savings income but ignoring money from your partner, Premium Bonds or ISA income.

Thanks for the report Dixon. Was the judge the same one who heard the McCumiskey and the Huntley cases ? You have a good grasp of what you need to do in the 28 days you've been given to file a RELEVANT challenge to HMRC's move to have the claim Struck Out.