I might just wait and see what happens here OFT confirms bank charges announcement date - MoneySavingExpert News Not that I'm particularly keen to rely on the OFT again......

REcieved the same letter through my door this morning. I laughed and said to the wife that it was by no means the end. I've not been in touch with DG or HSBC or my local courts since the Supreme Court decision last month, as i've been waiting for those on this and other sites to come up with a new way to proceed. I shall now be sending a letter to the court and HSBC saying that my claim is not to be struck out by them and i am awaiting legal advice on how next to proceed. HSBC are up to their usual lies and half truth tactics once more it would appear, trouble is, as you say johnny, i suspect that it will cause several people to leave it there.

I'm in mate! Waiting for those who are far brighter than this callsign to read the judgement and decide as to which is the best way to proceed. If it was up to me, i'd get the 9 iron out of my boot and start swinging!!

Evening all! Good to see the old guard are still all about! Go get em pete, please keep us informed!

The Consumer Forums - Announcements in Forum : General Things are happening already it would appear! They don't hang about on this site! Kudos to all the team!

The Consumer Forums - Announcements in Forum : HSBC Bank Give it a couple of days for the dust to settle and let those who run this site and others like it rear the full judgement and I suspect there will be an idea of how to proceed. the fat lady aint even in the building, let alone warming up!!

Hello mate. I'm with you on this, whilst the unsupreme court rulled against the OFT, they didn't rule as to if the charges are unfair or not, simply that the OFT can't investigate them. I see us as being in the exact same place that we were some 30 months ago before the test case and before every case was stayed. I'm currently waiting for people far more talented than me to read the full judgement and see how we proceed from there. As far as I can see it, we can still go to court and ask the banks just how much it costs for them to pay a DD when overdrawn. As the newly revised charges that most customers are getting via email/post it is far from the £100 that they have charged in the past. I very much doubt that the banks would be prepared to admit just how much it actually costs so they could still continue to pay out as before. I don't at all see this as the end of the road, mearly a pause to check the map and find out which direction we go in from here. For one thing, I'm glad that progress can now be made instead of the stalemate situation we've been in for all these months now.

Judgement day is upon us! In less than 2 hours we'll know the result! Sad to say that I actually have butterflies! HSBC owe me 3 bags of sand, which i'd like to see back sometime this century!

Probably me being a fool, apologies!!

26 Feb is the date at the top of the page i saw, might have read it wrong, it's nearly home time!

Where does it mention 26th October mate? this page States "Proabaly sometime after the 16th" Did I read it wrong?

Interesting thoughts at the start of the thread BF, my personal opinion is that the House of Lords will see through all the smoke and mirror tactics that the banks seem to be employing at the moment and will uphold the original decision. Then if i understand it correctly (which i might not!) the ball is passed to the OFT and we wait to hear what they have to report. As for the potential sum that could "potentially" be claimed back, £20 billion plus would be my conservative estimate. If the banks are found wrong, the floodgates will literally open.

Hello folks! Hope you are all well! Not been on here for a good while so I thought I'd say hello. Good to see the old guard (aka P.D./Johnny/pete etc) are still here and delivering needed and helpful and helpful advice to all those that need it! It got me to thinking, obviously all cases are stayed (except hardship ones) for now, who's had theirs in the wings for the longest??!??!? I sent my SAR way back in Jan 2007! To put this long and drawn out saga into perspective, Since then I've been to the desert a couple of times, got married and any day now my first child will be born! Who's been waiting longer, or less time?? Come on people, lets start talking! With the cases stayed currently, these forums are not as active, lots of lurkers though!! A soon to be a dad r-t-v

Congrats! Made me smile from ear to ear reading this!!

Hello all, good to see the old faithful are still helping out others! Thought i'd say hello and dig up my thread from the depths.. Been away in sunnier climes recently so not been on. Hope you are all well and ready for when the stay is lifted in about 145134627 years from now!! Just kidding.