Hi everyone,
I looked into reclaiming my charges a while back, but it semed that most people are claiming for thousands, whereas my charges only amount to about £600 so I wondered whether to go for it or not.
Anyway I've had a good think and I dont see why HSBC should get away with it - no matter how small or large the claim.... so (with a little persuasion from my fella) I've finally decided to definately go for it.
Have had another read through the guidelines etc, have printed all my online statements and am now in the proces of going through and highlighting all my charges in preparation for the first letter (will use the template).
The majority of my charges relate to 'total charges' (for going over my overdraft limit)
I'm thinking of just claiming for these and not bothering with interest, as I'm not claiming masses anyway and it seems quite complicated to calculate the interest on these charges - does this seem sensible?
thanks, wish me luck! x