Hi, I've not heard anything from the court at all since they wrote to me to say that my case had been stayed back in August 2007 (12 months ago!) However, I have had a letter from HSBC in June (2008) telling me that they will be asking for any cases to be stayed further beyond so am sure that nothing has changed but should I be at all worried that I've not heard anything from the county court for 12 months? As a 'by the way'... I am now in the process of changing banks from the evil HSBC - have been wanting to do it for ages but the final straw came when they recently wrote to me to tell me that they had reviewed my account and that it was fine and nothing needed to be changed - and charged me £25 for the liberty of doing so! ARGGHHH so annoyed! is this something I can claim back?.. so annoying that they can charge me £25 for sending a pointless letter when I didn't even ask for my account to be reviewed! I HATE HSBC!!!

Hi, following todays high court decision is there anything you'd suggest I should be doing? - my case is currently stayed at County Court. Thanks, good result hey!

Hi, just to keep you all posted as expected I have received a stay from the court pending the outcome of the test case. Think I'm gonna just wait and see what happens. Thanks for all your help in getting this far, fingers crossed for everyone! x

cheers guys, I submitted my bundle before the deadline today and am posting to DG tomoz so will wait to hear. My small claims hearing is due 12th September (if it goes ahead that is)

Thanks for that and Thanks to everyone for your help with everything so far... will keep you posted on whether DG apply for a stay or not

Thanks very much - any idea on this barrage of questions i've posted - sorry i know Im asking for a lot of help at the min but the everything has to be in by 4pm tommorrow so it's panic stations! 1) Do I need to include the full 50 page aussie report? 2) I'm struggling to find correct Terms and Conditions, I joined HSBC in 2001? 3) Should I still include the Peter McNamara transcript as it isn't directly related to HSBC? also does my index look ok? thanks so much!

oh one more thing - HSBC's offer letter states 'without prejudice' so I cant include it can I? should I include my refusal response to them (which quotes their offer) or just leave everything out in relation to the offer and my refusal of it? ta

cheers here's my contents: DOCUMENTS Description Pages Correspondence inc docs issued by courts Latest Schedule Of Charges Bank Statements Statement of Evidence Relevant Case Law Summary Early Day Motion From The House Of Parliament Aussie Report thingy (obviously I will Write the proper title here!) Dunlop v New Garage UTCCR 1999 UCTA 1977 SOGA 1982 Terms & Conditions OFT Statement Summary BBC Commission Conclusion Peter McNamara Transcript Examples of charges letters from HSBC Litigation Spreadheets of HSBC claims won I'm still unsure on a few things though if anyone can help.... 1) Do I need to include the full 50 page aussie report? 2) I'm struggling to find correct Terms and Conditions, I joined HSBC in 2001? 3) Should I still include the Peter McNamara transcript as it isn't directly related to HSBC? Does this all look ok???? - I'm spending my lunchtime today working on the statement (would someone be kind enough to check it for me when done? sorry I know it's a big ask) then I'll be able to pop over to the court tomoz afternoon and hand deliver - DG's will have to go in the post as am not up for a trek to brum! Have a strogn feeling DG will apply for a stay until test case over but want to get my docs in anyway just in case they dont. thanks everyone! norty

hi again, right I think I've got everything - would it be ok if I pm someone with my contents list to check I've not missed anything? In relation to the aussie report thingy - do I need to include the whole thing??? as it's massive! cheers, got to have everything in by 4pm on Thurs but am confident it will be done

ooh pleae coudl you send it to me on email, I've bloody chucked all my letters from HSBc so have nothing to put in my bundle, silly woman! thanks again!

hi answered my own question on post #78 foudn it while reading through lookign for letters from HSBc re charges - still need them though if anyone can help ta!

Hi stax, I'm a bit confused - I joined HSBC in 2001.. which docs from your list should I include in my bundle (sorry I dont have any T&S I could send you - I foolishly chucked em all out!) thanks, norty

Hi thanks for the link it makes good sense I'm not tooooooo panicky about it - just a bit worried about the court bit and knowing what I'm on about if they send a legal eagle.... am trying to think "if I lose I lose" as like you say it's only £80 court fee and it's better to try and lost than not try at all (am a bit peeved with my self though as HSBC did make me an offer a while back but I turned it down cause it was poxy - starting to think I should have taken it and saved some strife, hey ho!) does anyone know off the top of their head who is it that has letters that can be used re charges from HSBC? I remember seeing it on a link somewhere to pm this person for copies but cant find it again and forgotten who it was. cheers

Hi AGAIN! sorry yet more questions! Should I print out and include all of the litigation spreadsheets or just the concluded ones relevant to HSBC? Thanks muchly

Thanks very much both, have copied everything I've got so will be able to crack on with the rest now, bit nervous about it all actually - I dont understand a lot of the stuff Im printing out but at least I've got till september to get my head round it all! :o