Yeah, it's a word for word copy of Shelley's from 2 years ago! They could at least have put a bit of effort into it considering they were asking for an extra month... J

Have just sent an email declining their offer.

Barclays have filed their defence today:

Barclays have given me an increased offer and are asking for more time to file their defence. Will respond to them this evening. Thanks, J

Ah cool. Are there any recommended threads for court bundles? I started looking through this one, but it seems very old: http://www.consumeractiongroup.co.uk/forum/showthread.php?94442 Thanks, J P.s. I met a barrister at the weekend. Said he would be happy to help out if I need any assistance with a court hearing.

Heh! Was wondering the other days obout the default that Lowell have also placed on my file in regards to this debt? Assuming I win and they agree to removal, would Barclays chase this up with Lowell or is there something else I would have to do? Thanks, J

Prelim letter sent on Friday. J

Response was sent on Friday. Not heard anything back from her yet. J

They are following the script again. Have received an offer for the charges within the 6 year period + statutory interest + my claim fee. They would then pay me the total less the outstanding balance with Lowell. This would leave me about £300 worse off than when I raised the claim and theres no mention of removing the default... Er, no deal I reckon! J P.S. Ah bless, she's sent this at 7.30pm. Must be a lot of claims to get through atm!

Gonna send through your response shortly. As an aside, I am also looking into fees on my mortgage for the same period and I'm gonna try to hammer them for these as well. New thread started here: http://www.consumeractiongroup.co.uk/forum/showthread.php?440434-Orge-Vs-Barclays-Woolwich-Arrears-Charges&p=4684210#post4684210 J

Hi, Thought I would start the next (and probably last) round of my ongoing battle with Barclays. This time it's for mortgage fees that were levied between 2002 and 2010. Total is about £1500 and compounded restitution interest at 22% adds another £7.5k. There's no previous claim history with this but the mortgage is still with Barclays (v low variable rate and I will likely remain on this until full term). Also, the arrears were cleared at the end of last year but there is still a suspended repossession order on the house. I believe I can apply to the court for this to be removed at the end of this year (after 12 months of clear payments and no arrears). Should I be concerned about the repossession order and leave my claim until this has been removed? Also, since there are no arrears and payments are up to date, would I get the choice of crediting this payment to the balance or directly to myself? Thanks, J

1st draft of response: "Dear Ms xxx, I've given your request careful consideration and I find no grounds for an extension. This matter was first raised with Barclays over 4 months ago, in my letter dated 17/9/14, and there has been ample time to investigate. Regrettably, this means that the deadline stands and my claim will continue until settled or judged. That said, I am willing to discuss settlement via email or post at anytime during the proceedings. Additionally, if required, I am happy for you to engage the courts Mediation service. I would appreciate if future communication could be via email or post." It's also worth noting that she seemed flustered on the phone when I said that I would respond to her written request by the end of the week. It seems like that that wasn't as quick as she wanted. They are definitely up to something... :-/ J

Just as an update, I need to visit my solicitors about a will in the next couple of days. I am now wondering whether it might be worth running this case past them on the off chance that Barclays are planning to mount a defense? I think it is conspicuous that they haven't made any effort to settle so far. J

Feb 12th. Are they buying time to repurchase the other debt or to properly defend? J

This is my inclination too... It's not exactly like I have rushed them into court over the last few months! If they didn't take it seriously until now, that's not exactly my problem. j

Had this from Barclays today: "Further to our telephone conversation, we are currently investigating your Claim. We would be grateful if you would consent to a 28 day extension for the Defendant to file the defence in order to allow more time for the Defendant to consider its position and explore settlement." Am I obliged/advised to agree to this? Thanks, James

Nothing more than an acknowledgement of service received so far. Have put a reminder into my calendar for the 28 days deadline, although I am sure I will hear from them before then! I have also been through Sabresheep's thread and made some notes about the steps/timeline - sounds like it took about 2-2.5 months to run its course from this point, although I guess it depends somewhat on the mediation dates etc. J

Just an update to let you know that I submitted the claim at the end of last month and Barclays have sent me an acknowledgement of service today.Is there anything to do between now and receipt of their defense?Thanks,J

Ok. Will do! Wouldn't it be down to them to try and argue this in their defence, if that's the way they wanted to present it? I would then include any extra info necessary in my court bundle. J

Hi, I think my POC is all sorted now but I am unclear whether the total amount claimed on the N1 form should be before or after the refund they have paid already. Thanks, J

I am also in the situation where I have changed suppliers and no longer have a pre-payment meter... For those in the same boat, there is some more information from specific suppliers on this MSE page: http://www.moneysavingexpert.com/news/utilities/2014/11/up-to-15-million-prepaid-gas-customers-overcharged The telegraph article identified that the meters were supplied by Landis+Gyr, although the exact model is not detailed: http://www.telegraph.co.uk/news/shopping-and-consumer-news/11255779/Energy-UK-admits-up-to-1.5-million-households-have-been-over-charged-on-their-gas-meters.html The photo at the top of the article does seem to depict a Landis+Gyr meter by Brittish Gas and, anecdotally, this is similar to the meter I had fitted some time after 2007 - I have no idea if my meter was Landis+Gyr or affected though. Hope that may help some folk. J

Ok, I will try to file in the next week. Where do I make the adjustment to the total for the refund? I assume this should be reflected on the N1 form and somewhere in the POC? Thanks, J

Thanks for the link, Sabresheep. Unfortunately, I've just checked and it doesn't look like I would qualify for any remission. I would pass the capital test (as I don't have a pot to pi$$ in!) but my monthly income is above the threshold for this fee. Tbh, this is a fair assessment as I can "afford it". It's just the timing, as I start a new job in January will move from weekly to a monthly salary... Plus I will likely be covering some hefty accommodation expenses until I can claim them back from my employer and there's obviously xmas/new year in between! I don't think any of these arguments will sway a court/judge though! I've put it in my budget planner and will have a think about it over the next few days. I suspect I will suck it up and get it filed anyway, as I would like to get this moving again. Ta! J

Ok. Thanks again for your feedback. My main concern was with the previous payment and it makes me feel more confident that you don't perceive this to be an issue. As you say, there is a lot to gain from the claim, so I appreciate there is a trade-off against the fees. I assume the ideal is that I proceed straight away but would it actually weaken my case if I postponed the claim until beginning of February? I can probably just about squeeze these fees out of my current finances but it would mean compromises elsewhere. Cheers, J

Hi Slick, Here's my current POC. I think the only thing I am currently unsure of is how to encompass the good will payment they previously made and the current claim? Current balance on this account is £500 and £2.5k on the old one. The claim is for £1000 in charges + 8.5k interest, less £250 they previously paid. Additionally, the court fees do look like they will be quite high for this. How much risk is there that I could lose? I wasn't so bothered about risking a couple of hundred, but £450 is quite a bit more than this... Thanks, J