Firstship Donated with many thanks for your help FS

I was interested in this article the other day about Acorn who are organising locally to try and sort out social problems without politicians. https://www.theguardian.com/society/2019/dec/22/community-union-acorn-reports-glut-of-applications

I think the only one who is misrepresenting anything is you, quickly followed by an anti corbyn rant about how he's to blame for all labour's problems. Conveniently ignoring past, present and future events... I really struggle to connect with people in this country who seem unable to think about any inter connecting series of events in order to properly understand the results. It's almost like causality doesn't exist. In terms of practical examples; I dont need to give any. Just like Marx, I'm highlighting problems to do with capitalism (obviously not comparing myself to Marx, although I think it's interesting that people are s

My point was that working class isn't working class anymore. Work has been totally changed compared to what it was, where there's less industry. People just want jobs, and the Tories promise that to them. Gone are the days of heavy industry and real proper jobs. The class system that capitalism creates has shifted over the last 30 years. Post blairite Labour (as you call them) now represent the working poor, and people that struggle to get by. The underclass that privatisation amongst other things has created. The point is that what I'm talking about would eradicate any notion of anything being completed

TJ By you two, do you mean Jase and myself? If so, I am sure we don’t have identical ideas; after all I could walk into them in the street and not know. For the record, I believe most of the policies in the labour manifesto were sound, denationalisation of water , taking rail back into public hands - I assume that would be a slow process as franchises came up for renewal. Education and health , who can argue and not setting artificial limits on migration, well I didn’t see anything to say it wouldn’t be managed. I worry as I always have about letting membership decide the leader as that can be a

Seems to me that you need to ask VF exactly what was left outstanding when you stopped using their services. Ask VF for a complete breakdown. At the moment, the position is too confusing to make any argument or to enable you to negotiate any amount owed.

It may be a world wide problem but much worse in what used to be called the first world I think. As some know I am on my jollies in Kyiv and in 5 days have seen less homeless people than I see walking up the ramp by McDonalds in Birmingham. I’m not convinced it’s just down to the weather as it has been quite mild here. The new right and neo liberalism have a lot to answer for, small state=less support unless you can afford to pay extra for it. Then the ideology seeps into the public consciousness which makes people believe it’s the homeless people’s own fault. If they didn’t drink/smoke/inject/ gamble all their money away there wou

Those who need most help are always the hardest to reach, the least attractive and the easiest to blame for their problems. Homelessness isn't just about not having a roof over your head, the most vulnerable need a comprehensive support system and for some that support has become drugs and/or the community which understands and accepts them. It's a vicious downward spiral of circumstance and mental health problems - which we allow to happen.

posts are not only made in relation to your situation they are made to inform future readers finding and reading your thread because the title is like their situation but which might be diff to yours. glad to help, a defaulted account is totally removed from your credit file on the defaults 6th birthday. that doesn't mean the debt itself is not still owed as payment/acknowledgement might have been made after the defaulted date so the debt situation is thus not necessarily resolved, hence the warnings/explanations. dx

your gamble... but there are 100's of backdoor CCJ threads here ... water companies do them mobile debt will be sold on to the likes of lowells lowells own the electric bill already too there are also numerous examples of recent of lowells issuing a claimform for merged debts too. you really should be using our search top right and reading up. as said earlier, most mobile/util bills sold to dca's can be battered away, better to do that before they issue a backdoor claim to an old address they must abide by the pre action protocol and send a letter of claim

Sorry DX I’m confused, I’ve already done that, they told me months ago they had no data on their systems in relation to their account. the court ordered erudio to produce and they had till today to produce-my question is, if they don’t, is there some kind of application I can make to get their claim dismissed?

So, an interesting twist. As about to leave to take my kids to school my mobile rang. Mobile number I didn't recognize so ignored. Previously I'd blocked Capquest's landline on my mobile. Seconds after it stopped ringing, my landline went (they hadn't called that before afaik). Picked up and conversation went a bit like this: Me: Hello? Silence for a few seconds... Cq: Hello? Me: Yes, you called me. Cq: Can I speak to Me: Speaking Cq: This is Capquest. For security reasons can I ask you to confirm your postcode? Me: Oh, you're the ones that have been spamming me with strange texts and letters rec

Camdbug, 1.) Your old Student loans signed agreements no longer matter!? Why? 2.) The CCJ wiped them and it is the CCJ that now is the debt. (just repeating so it registers, the fact that they are using original signed agreements to prove a non-existant debt shows, they know not which alleged debt they are attempting to chase.) 3.) No reference for CCJ, it should be 02XYJ09090 ie: if they fail to send reference for ccj then they do not know which "Alleged" debt they are pursuing. 3a.) Demand they produce the CCJ reference otherwise you recognise no "Alleged debt" 4.) Ask to see their application to the court for 'Re

Finally received the SAR response from SLC yesterday. Got to be around 100 pages (although most is just screenshots of their system and statement details). Copies of the original agreement and forms were included (very bad quality - from microfiche I suspect - but readable). Have ordered everything and gone through it. Their "Customer Activity Report" runs up until Spring 1998 then has nothing until the beginning of 2010 (will come back to this). It contains no record of default notices sent and none were supplied in the copies of letters sent. The legal department's 11 page "Matter History" commences in Autumn 1999. i