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Aunty Vs Abbey


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I am posting on behalf of my aunty who is without an internet connection at the moment.

 

On 10th July a claim against the Abbey was issued through MCOL, it was deemed served on 15th July. On the notice of issue it stated that the defendant had until the 29th July to reply. No acknowledgement has ever been received.

 

On 7th August Abbey filed their defence and on the 13th August MCOL sent a notice of transfer of proceedings to our local court in Newport, Gwent.

 

As the Abbey did not respond by the 29th July, doesn't this automatically go in my aunts favour, especailly as the OFT test case wasnt announced until 31st July?

 

Where does she go from here? We would be very grateful for any advice/help offered.

May 2006 - Halifax Account 1 - Settled in full :D

31 July 07 - Halifax Account 2 - MCoL Started :rolleyes:

Jan 07 - Capital One - Settled in full :D

April 07 - Barclaycard - Settled (partial) :D

August 07 - Lloyds TSB -

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Your help would be really appreciated :grin:

May 2006 - Halifax Account 1 - Settled in full :D

31 July 07 - Halifax Account 2 - MCoL Started :rolleyes:

Jan 07 - Capital One - Settled in full :D

April 07 - Barclaycard - Settled (partial) :D

August 07 - Lloyds TSB -

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Share on other sites

The banks, unfortunately can't tell the time and they don't have a calendar. But the fact that their defence has been accepted by the courts, means that the case is on-going.

Take your cue from the courts, not the bank. Until such time that the court tells you, the case goes on.

 

Also ignore any letter from the bank telling you that the case is stayed.

Only the court that is dealing with your case can order a stay.

 

Regards, Rooster.

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