Pre-determined internal limits

[remus]

indebtstudent "The more I think about it the more the system is to blame, why doesn't anybody ask why does the bank allow you to go overdrawn?"

So they can charge you, over the years, they have moved the goal posts to their advantage, but I feel this is an area that should be looked into deeper, as I think it could bite them on the bum:eek:

Marky, have you got that written in stone? we know this is happening, but it would be classed as hear say, you have to have proof.

If you have a read of stax on the LTSB Kev berwick case, the Judge talks about breaking the contract by going overdrawn, but as you have pointed out they are letting us (I use that term loosly) so they can gain.

How UNFAIR (t/c's) is that:p

[remus]

Crazyworld, have you pm'd a mod with those t/c's? every bit helps:D

[remus]

Nothing in stone as it was all internal reports and I didn't keep any when I left. I think if we pushed the banks to find out how it works they would buckle under the pressure, the same as them not telling us how much it costs to return a DD or cheque or just go overdrawn:p

The Banks answer to the FSA, ergo the FSA must be allowing these practises to carry on (my simple thinking:p ). Why do the Banks seem to be a law onto themselves?.

 

CW, "which were in effect service charges for a service I did not request. On no occasion, as I've said did I request an unauthorised overdraft service, so I'm not paying for it." my argument as well .

If you are going down the Ombudsman route, then I wouldn't hold back on any points, go get em:D .

 

my pet hate, DD's another system that lets us down, used to be funds in on the day (close of business) now day before (tough if its a BANK holiday/we.). And don't even go down the dd guarantee, its not for us, its so companies and banks can blame each other, and guarantee that we end up out of pocket.

 

Ok, thats my rant for today:roll:

 

thanks for the click (?)