Camdenite Vs. Abbey

[Robdblynd]

The statements show the date that the charge was incurred, that is, the date your DD was refused etc. This is the date at which interest begins to accrue on the charge. There should also be a date at which all charges and Debit interest were taken from your account. This date is usually around the same date each month, give or take a day.

 

HTH.

[Robdblynd]

MCOL Hlep Desk is 0845 601 5938

 

HTH

[Robdblynd]

Have you approached them to ask for copies of all correspondence between themselves and Abbey?I'm no expert but I would have thought that as they were suppoesdly acting on your behalf and you were paying them to do so, they should automatically have copied all correspondence to you so that you are aware of what's happening. As it seems from your question that they have not done so, I would ask them to forward copies of all communications between themselves and Abbey and give them 7 days. While you're waiting you could perhaps research the legal position so that you're ready if they don't comply. As a last resort I suppose you could SAR them as they are holding and processing your data, so they would have to send what you want then surely.

[Robdblynd]

Can't understand why they would refuse. Whenever a 3rd party has been acting for me I have always received copies of letters written by and received by them along with copies of any other documents they have received.

 

As for GOGW, it's a long shot but why not ask Abbey what their letter said, better still, try to get a copy sent to you? They always send a letter after a GOGW has been made.

[Robdblynd]

Did they give you 28 days notice of withdrawal because they have to under your T & Cs? If they haven't and you've found out by checking your account in some way, ring up and ask because their systems are all to pot at the moment and what's off one day will be on the next.

 

Gotta be worth a try.

[Robdblynd]

1) Yes

2) Yes

 

3) Abbey automatically apply for a stay, they sometimes don't get it if the judge is particularly lax, more often than not they don't get a stay.

 

A set aside only applies after one side has been granted judgement and will only be granted if there's a really good reason for it to be granted.

[Robdblynd]

Sorry, yes that's what I meant. Was trying to do too many things at once and got my dos and don'ts mixed up. :o

[Robdblynd]

I wouldn't worry at this stage. Wait and see what happens at the directions hearing.

 

If it goes onto a set court date you can arrange a court buddy, someone local will be pleased to offer support.

 

Keep everything crossed that they follow the tried and tested route and settle before you need to get into a courtroom.

[Robdblynd]

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html#post553523

 

Have look here, it's got everything you need.

 

Good luck.

[Robdblynd]

Sorry Cam, didn't get to you, busy with friends claim.

 

I agree totally with Saint, take everything to support your case with you, it's like a mini bundle, that way if you're asked anything you've got the stuff you need to show.