Settled Car Finance....finding Out Details??

[fighter]

Hi to all you reading this at this unsightly hour.....but I am hoping that someone can help me.

 

After reading thread after thread about PPI and starting a claim for my chap I got into thinking about a car finance I had a few years ago.

 

I settled the loan early.... in 2002 sometime but have since destroyed all paperwork. I paid the repayments through direct debit...do you think that if I contact the bank they will be able to give me the details of the finance company?

 

Any help appreciated......

[dx100uk]

go into your local branch, much easier.

though, if you are looking to reclaim, it will only be allowed back 6yrs from today [or start of claim] what do you hope to get back?

 

dx100uk:)

[fighter]

not sure to be honest what I expect to get back as I have not got the sums......hoping that once I have details from bank I can send off for SAR!!

 

All I remember is that I was in a very vulnerable position at this time and young to boot...they took complete advantage of this. I was told at the time no PPI no loan!!!!! When they did add PPI I do remember it being extortinate.

 

Can I only go back 6years or can I try anyway if it's longer?

[dx100uk]

ok understand now.

some banks now have quite a fews yrs statements online, you might get it from there.

anyhow, i'd try the branch

but, yes, once you have the details of who it was with.

them you might be able get somethings back.

 

there are quite a few threads on getting past the 6yr limit, but thats on a bank a/c not loans.

i'm not sure on the PPI bit either.

again there are quite a few threads

i've certainly not read anything i can remember that says you can or can't get the PPI back because it was mis-sold and runs further back than 6yrs. you certain have a good case that it was!

 

but once you get a copy of your agreement, you might be able to move fwd.

 

i'll keep a watch on this one, it interests me.

 

good luck

 

dx100uk:D