Warms vs BOS Credit card

[Warms]

Hi y'all

 

Started this in November 2006 but was too busy with other claims and things going on to continue with it until recently.

We are asking £50.00 unlawful charges back, and you'd think it was easier than with big sums, but no...

We gave them more than enough time and sent another LBA to remind them we are not going away on the 13.03.07. Gave them another 14 days, then issued a claim at MCOL.

Today we get a letter saying ok, we will give you £50.- back if you sign the acceptance form.

This is my reply, what do you think?

 

Dear Mr Goldie

 

CARD/ACCOUNT NUMBER: XXX XXX XXX XXX

 

Further to your letter dated 30.03.2007, which I received on the 04.04.2007.

I trust you have by now received a copy of my claim which I issued on 28.03.2007 and which was deemed to be served on the 02.04.2007.

You will therefore understand that I am unwilling to accept your offer to refund only £50.00 as I have now incurred further costs by having to issue the claim (£30.00 court fees, £10.00 costs for all correspondence so far, and the interest of now £3.60), which adds up to almost double the amount I originally asked back.

This has been ongoing since November 2006, and I have more than proven my patience and willingness to resolve this matter outside of a court, granting your bank far more than the usual time before issuing a claim.

I trust you understand my viewpoint and supply you with a further copy of the list of unlawfully levied charges.

 

Sincerely, Warms

 

Any suggestions for improvment or is this ok?

 

Cheers and good luck to y'all:D

[Warms]

OK since I've got no reply I'm sending the letter as it is today

[Warms]

"In accordance with your request, judgment was entered against the Defendant on the 20th April 2007."

 

...yep, they never even replied to the claim!

 

 

[Warms]

They still have not paid.

 

Issued a warrant today.

 

Feels odd, but what else can I do...

Since it's after 9 am MCOL will deal with it tomorrow.

 

Cost us another £35, but in reality it's cost them.

 

And all of this for £50.