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mlilley01 vs Lloyds - no AQ req'd ?!?!


mlilley01
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Question though.... Once I have the basic court bundle put together, what do I do with it? section 4 says I should have filed any documents or evidence at the court and on the defendant 21 days before, and that their evidence and docs must be served on me no later than 7 days before. I dont see how either is possible.

 

Also, is the wording in section 1 normal, : 'which may involve grouping cases raising similar issues' ??? This almost implies that multiple cases of charges against banks will be dealt with in a large group, rather than individual cases?? Is this all new wording, or is it normal?

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I have just spoken to the court, and they advised me to send the bundle to them and [problem] asap. They also said it was unusual for a date to be so soon. Normally you have a couple of months.

They also didnt have a clue that the 'grouping cases' meant, and said it was down to the judge as they hadnt heard of that!!

 

Why is nothing straight forward!!?

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I have got my date - 22nd August. We are block listed as well but have no directions for evidence.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I was transferred to Swansea, and then over to Cardif. When I phoned Cardiff court they also told me that they were going to be grouped together and dealt with in August!!

 

What courts are you guys with???

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I'm at Birmingham.

 

I sent the bundles off first class recorded today, but I still cant help but wonder if something will happen such as its thrown out because I didnt file it all before the 21 days, even though I had no court date until 9 days before the hearing!!!

 

We shall see what happens.

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Send a brief note off to the court explaining that you've filed your documents late becouse you only received the order on whatever date it was.

 

They won't penalise you for their own error.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Send a brief note off to the court explaining that you've filed your documents late becouse you only received the order on whatever date it was.

 

They won't penalise you for their own error.

 

 

I have done all of the above, sent off the court bundle as soon as I could(Monday) by recorded delivery to [problem] and the court, the date is this Tuesday. Not heard anything back, no defense bundle, no settlement, and its bank holiday on monday, court date tuesday!!

 

Anyone any thoughts on what may happen? Does it ever happen that [problem] just dont turn up for the court? What happens then? Are they likely to settle before the time on the actual day? How will I know? I'll be on the way to court. Will they actually defend one????

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Unfortunately its fairly common for Lloyds to not let you know beforehand, but fax the court informing them of an intention to settle. This is likely to be what happens in your case.

 

What will probably happen is that the judge will adjourn for 14 days to enable the settlement to be finalised. Have a read of the bottom couple of sections of this thread -

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

I'll PM you.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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