Lloyds Tsb - Will They Play Silly Buggers?

[elsinore]

 

PLEASE REMEMBER THAT THE CONTENT OF THIS LETTER IS VALID, EVEN IF NOT READ BY YOU.

 

[F_DCAs]

That's Moorcroft's classic line, elsinore. It's infamous on CAG, and one or two other agencies have been known to use similar gibberish.

 

Any letter I've had to send to a DCA, no matter for what purpose the letter is intended, I make a point of including it.

[elsinore]

My apologies F DCAs for missing the irony!

 

I should know better having mixed it with Moorcroft in the past.

 

I also have a lovely collection of Aktiv Kapital letters and cards which are similarly stupid.

 

Els

[Fred Bassett]

Moorcroft are being more persistent than the others. It is quite a large sum of money and I think they can see £ signs lighting up in front of their eyes.

 

I'm wondering what to do to get rid of them. Has anyone been down the CPR route with this sort of thing yet? The only problem I can see is that I don actually want to take them to court.

 

There is also the intriguing possibility of reclaiming PPI on this one. If it has been missold - and I have genuine grounds to think it may have been - does this make the whole thing unenforceable in itself?

 

Regards.

 

Fred

[F_DCAs]

elsinore - Ah, Aktiv Kapital. Love their 'rights but not the obligations' line. That's also a top-class whopper. Gives me an idea for a new thread...

[Fred Bassett]

Well about 6 months ago I predicted that getting rid of Moorcroft on this account would be a piece of cake, but I was wrong. They are being annoyingly persistent.

 

What's the best way of seeing them off?

 

Regards.

 

Fred

 

[Fred Bassett]

Moorcroft must be getting desperate for their Christmas bonuses. They've tried to ring me about 4 or 5 times since last week. Pity for them my 'phone goes straight to voicemail when they ring.

 

It could be that they've been passed another account to deal with, but I'll just have to wait until they write.

 

Ho hum.

 

Regards to all.

 

Fred

[Fred Bassett]

This lot really are pathetic. They've been ringing me almost every day for 2 weeks, bar Sundays, and still haven't realised that they are getting a voicemail service. It's hilarious - all I get is "Hello, hello" or "Can I speak to Fred Bassett please".

 

They have no imagination whatsoever. There is one part of this I'd love to reveal but daren't - and this is not the only one it applies to. One day I will reveal all.

 

Regards.

 

Fred

[Fred Bassett]

[F_DCAs]

Why not have yourself a 100% discount instead, Fred?

[Fred Bassett]

Why not have yourself a 100% discount instead, Fred?

 

Good idea! That's along the lines of what I've got planned. Moorcroft are really desperate on this one. They tried to ring me at least a dozen times in the build up to Christmas but they only got my voicemail. I've been expecting a letter from them. It's a generous offer don't you think?!!

 

Regards.

 

Fred

[Fred Bassett]

I've just noticed that their letter mentions 'attempted personal calls by our local representative'. Strange that. All of the calls I had were from a number beginning with 0161 which is Greater Manchester. I live near the South Coast. Not very local is it?

[F_DCAs]

Hmm, this local representative certainly gets about, doesn't he?

[Fred Bassett]

Update on this thread.

 

 

I didn't pay them a penny and it's been statute barred for well over a year now.

 

 

Fred

[twoman]

blimey Fred you've had a few SB,poor DCA's

[Fred Bassett]

It was 4 altogether twoman. Lloyds TSB, Halifax, Bank of Scotland and MBNA. No enforceable agreements -saved me a fortune, but it's not something I'm particularly proud of on reflection. I'm still paying 3 accounts off and there were 2 others paid off years back, but it will all be sorted in about 6 months and it's not hurting me much. I'm glad it's pretty much over.

 

Regards.

 

Fred