Russel & Aitken passing debt to Call Serve

[djdave]

Sorry if this has been answered somewhere, but I couldn't find anything....

 

15/2/07 I received a letter from Russel+Aitken Solicitors acting on behalf of Debt Managers Ltd saying they'd commence court action to recover a sum. This had already been disputed verbally with the original lender, but following the excellent advice on this forum I sent them (R+A) a CCA letter, recorded delivery, on 23/3.

 

They haven't as yet replied, but by my calculations they've got about another few days to do so.

 

However on 3/3 I received a stroppy letter from Call Serve Ltd demanding payment (their bold) for the same debt.

 

Should I also send them a CCA letter, or sit tight and wait for R+A to (not) reply?

 

Where a debt is passed around like this, on who is the onus to supply the CCA documents?

 

Thanks in advance,

d

[kennyparkroad]

anyone who is chasing the debt has the onus to supply the CCA, because without a CCA they are chasing the debt illegally.

 

id send them a CCA as well to cover your bases, and see what comes back!

 

BUT!, no-one should be chasing you for payment when your debt is in dispute (which it is the second they recieved the CCA)

 

hope this helps.

[djdave]

Thanks

[Phonesurgeon]

Djdave i had the same with a b'card so far a staggering 4 dca have passed the debt round the moment i sent them a CCA request. the latest was in fact call serve and they still haven't produced a CCA. so i will wait and see

[djdave]

I've drafted a fresh letter to Call Serve, to be sent recorded, with the following points:

 

1) Not acknowledging any debt to their company or clients

 

2) Stating that the alleged debt is already in dispute

 

3) Requesting CCA and enclosing a £1 cheque, stating that "under no circumstances is this payment to be set against any alleged debt"

 

4) Revoking their licence to visit my property.

 

Does that just about cover it?

[djdave]

Sorry, me again....

 

Just a thought: the more companies I send a CCA request to, the more chances there are of one of them actually having the documents.

 

Even if only one of them can supply the CCA then I'm scuppered. Would I not be better just sending one request, as I have done, then sitting back?

 

Thanks

[pmhcfc]

Sorry, me again....

 

Just a thought: the more companies I send a CCA request to, the more chances there are of one of them actually having the documents.

 

Even if only one of them can supply the CCA then I'm scuppered. Would I not be better just sending one request, as I have done, then sitting back?

 

Thanks

 

I read something on another thread just recently, that you only have to send one CCA request (by law). It is up to the original 'chaser of debt' to make sure this CCA gets passed to whoever is chasing the debt...Have a look around, I'm sure it was very recent that I read it...