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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Order of Judgement - Sending in bailiffs ** WON**


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Decided to ring Northampton and spoke to a guy who said he was surprised as lloyds did not normally let them go this far. He said that now the judgement had been entered they would have to actually put an appeal in against it. Then spoke to Mayors Court in London who said that the bank will have been written to and the baliff will visit sometime next week.

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Hi Hagen,

 

The letter i received is the same as car got, a duplicate of what is sent to the defendant telling them i've applied for judgement in defauly nothing more.

 

I keep forgetting to bring hte letter in but it doesnt say anything more than it being a copy of what i sent to the courts.. i'll try remember tonight

 

great.. i'll be sending off my letter today and will wait the 7 days. yes i'm claiming around £1200. What is writ of fieri facias?

 

over the last 6 months i have around £4/500 to claim again too out of interest.. dreading having to go over all this again. :(

 

Thanks again hagen.

 

Ok, getting Judgment in Default does not mean that you will get paid, merely that the other side is in default. You must enforce the judgment by applying for a Warrant of Execution. You do this by filing an N323 at the court where the judgment was entered. However, you may use the fact that you have obtained judgment (albeit in default) as a bargaining chip as it will cost money for the bank to apply to set aside the judgment or stay any warrant.

 

Write and send that letter and see if they pay or continue with their sham defence - at that point, we can advise further.

 

A writ of fieri facias is a writ of execution directing the sheriff to whom it is addressed to levy from the goods and chattels of the debtor a sum equal to the amount of the judgment debt and interest. It is the High Court equivalent of a County Court Judgment and must be used for any amount over £5000, but you may use the High Court for amounts over £600. The sheriff makes a seizure and institutes a sale by auction. The name comes from the latin and originally the words directed to the sheriff were, quod fieri facias de bonis et catallis, etc.; (that you cause to be made of the goods and chattels, etc.)

 

The foundation of this writ is a judgment for debt or damages and the party who has recovered such a judgment is generally entitled to it, unless he is delayed by the stay of execution which the law allows in certain cases after the rendition of the judgment, or by proceedings in error, such as may be found with Judgment in Default.

 

Read this link, as more is explained in there regarding the difference between enforcement in the High Court and County Court.

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=13

iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted.

Vanquis - Claim issued, no AoS or Defence received

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Hi

 

I have won, £3242 deposited into my account yesterday, no letter or anything, just marked BC refund with the case number on my online statement!! They didn't bother appealing and just paid up, good news after the Birmingham affair.

 

J

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Hope they do the same for me!! Their deadline is 25th may (this friday) do you think they'll pay up? I rang the collections dept and someone told me that if 25th is the date of the deadline then the money will be in my account on friday. Not sure if he was trying to fob me off or not?

caroline

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