Hi everyone

[RFC]

I have been reading up on claiming back bank charges from my bank, and this site is by far the most informative I have found.

 

Having only recently found out that it is possible to get your charges back, I am now determined to recover from the Abbey National all of the charges within the last six years. The majority of this was 3 - 4 years ago, when my wife and myself (Joint Account) were incurring charges of between £200 and £300 per month. This of course was carrying over into the next month and so on and so on. We eventually came to an agreement to pay them back over a certain time, with the bank not charging intest, but how I would love to get back at the people who put us through so much misery and hardship over those couple of years.

 

If only I knew then, what I know now.

 

To the staff, many thanks for taking the trouble to set up this forum and for helping so many people to get the justice so many of us deserve.

[ukaviator]

Hi RFC

 

Welcome.

 

Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later. Our aim is to make you aware of your rights as a consumer, enabling you to fight back against unlawful bank, credit and store card charges. In the website you will find information on how you could get your money back

 

Then look at other threads in your bank’s forum, so as you know what you can expect to happen. You can claim back your charges, and a few are trying for the payback of Early Redemption Charges on loans and Mortgages.

You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.

 

There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time.

 

Take your time and have a good read around this site. Then come and join us in our forum. Here we can guide you every step of the way. Please remember, we are here to help you help your self.

 

When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help.

If you any questions please do come to the forum and we will only be too happy to help you!

 

All the info to get you started is here:

http://www.consumeractiongroup.co.uk...se-read-these/

There are more links below to assist you get around the site.

 

Good luck

Ukaviator

 

[RFC]

Thanks for the advice ukaviator, and rest assured I am not going to go charging into this blindly. I have already been reading posts concerning Abbey, and have seen that the predominant stalling tactic is thier microfiche records. I will take the advice offered and remind them they still only have 40 days to comply.

[ukaviator]

Hi RFC

 

You are in control of the timetable. Just stick to the procedures on here and you will get it all back

 

Good luck

 

Ukaviator