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Lowells and various debts


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ok i know you're new to this and it's a lot take in 

but one thing we must be very careful about is your pers details and the fleecers find things in your uploads that identify you to them.

i've blanked out the account number

and also converted you .docxfile to PDF

docx file have all your pers details in file info/properties.

now regarding the accounts above.

if you've not paid a debt in the last 6yrs or a period of 6yrs existed before you started to repay it again, then a debt is deemed statute barred

only you can work that out as we dont have all the required details.

the fact you might now hold an account with the original creditor and have an old debt with them you are being cash cowed by a DCA has no relevance, they sold the old debt on and wrote it off against their taxes/insurance they had and sold it for 10p=£1 and the DCA's scam you for the whole sum.

pers id just stop payments on all you debts

you'll get a forest of letters

but until you ever get a Letter Of Claim on any one of them

you are safe to ignore every letter you get from lowells.

do not ever ever talk about debt over the phone/email/txt.

block their numbers

report texts to spam 7726

block and bounce all emails and their addresses.

sorry you appear to have been royally cash cowed.

a DCA is NOT A BAILIFF!!

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Lowells and various debts
  • 3 months later...

threads merged

 

nope 

a Letter of claim will come from overdales

and it will have a reply pack wanting things like I&E

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

ive moved your thread to the debt self help forum

 

Debt management and Debt self-help - Consumer Action Group

 

have a good read of 10-20+ threads here.

you'll soon get the idea how to play all these debts.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

SAR letter sent?

next time please take the trouble to ROTATE your images and merge them to file properly named file.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

why?

dont invite pointless letter tennis

already told you what and not to do with your debts earlier here.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

hit letter of claim

follow post 2

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

not sure where we ever said to say any of your debts were statue barred?

they can't be as in post 1 you said you were paying them all?

you seriously need to read a good few threads in this forum yours is in.

can you post up the 2 letter of claim replies you sent out.

and you are still leaving pers info showing in your pdfs!!

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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