N Rock Claimform 2005 £11k Loan. did settle by consent, missed payments, NR got CCJ/rest k, heard noting till now sold to marlin/mortimer - getting threat letters

[dx100uk]

simple write ONE LETTER to marlins.

staple a copy of a mortimer letter to it.

 

simply say.

please note my correct and current address atop this letter.

 

that will protect you from anything by the backdoor.

 

it would be extremely rare for a court to allow anything to happen should an application for xxx ever be made, and of that attempt you would be informed FIRST by the court that marlins were upto something.

 

[Pipster2797]

Would the court know of my new address?

[dx100uk]

no which is why you send that letter to marlin.!

 

Marlin would be the claimant now in any silly court stuff and would thus be legally bound to use the new address you sent them.

but you MUST write and tell them

 

last known address , even if they have written to your current one, is deemed OK should you have moved from it.

 

dx

 

[Pipster2797]

These are the little sneaky things I know that they do and use. 
 

The fact their solicitor has written to me at my current address (been here 3 and a half years) asking me to pay should be enough to say they have my new address. It proves they do have it.

 

My point being that even if I send a recorded delivery letter to Marlin confirming my address, what’s to stop them lying saying they didn’t get it and they wrote to the last known address they had?

[dx100uk]

nope does NOT work like that as i explained above.

 

you don't need to use recorded.

just a simple letter as above

2nd class will do

get free proof of posting from any PO box.

legally you only ever have to prove a letter was sent, not received.

 

dx

 

[Pipster2797]

Email any better as an option or is post better?

 

 

[dx100uk]

you never give a DCA an email address

simply gives them a free way to harass you.

 

and email is not recognised by courts as they can be faked. you need written proof, a papertrail.

 

dx

[Pipster2797]

I was thinking more of a delivery receipt when sending an email.

 

Ill send them a letter tomorrow.

 

Thanks