Being chased for 3 old debts, one of which I'm not sure I even know about

[dx100uk]

stop blindly paying and responding to anyone until or unless you ever get a letter of claim.

 

if however you suspect that these accounts were taken out a a different address to where you live now, and never told the original creditors or since the debt owner (lowell) then write ONE letter to lowell stating the ref numbers concerned simply stating please note my correct address..

 

 

 

 

[dx100uk]

why are you even thinking of paying a reduced settlement.

you've won more cases than you've lost

and 

lowell typically discontinue most telecom cases if defended properly and your was in dispute, 100's of won cases here on them.

 

please dont forget BT is NOTHING to do with the debt now they've sold it on to fleecers for 10p=£1

 

stop being scared of a powerless dCA or their wolves...

 

see if you get any letter of claim from overdales

 

dx

 

[dx100uk]

Hit letter of claim

follow post 2

 

and inc a cca request for the loan.

 

Dx

[dx100uk]

be mindful of post 5? too-  the mobile reply options.

 

you need to ensure you mention all 3 debts on their LOC.

 

you also need to READ their letter PROPERLY

it does not say you have 30 days to SPEAK to them.

never ever use the phone to a DCa and never ever use EMAIL.

 

 

dx