Lowell Backdoor CCJ for old Sky Debt..***Claim Discontinued***

[dx100uk]

you need the particulars of claim from the claimform verbatim and the address it was filed to. as well as a copy of the judgement ccj.

northants bulk will email those to you if you ask 

 

n244 and the forms are already here on cag but you need all the claim details first.

 

i though you had written to everyone with an address yo could get mail quickly via?

this would have taken months to get this far.

 

 

 

 

 

 

[dx100uk]

as for writing.

any debt thaT YOU MAY HAVE THAT YOU LAST USED/PAID IN SAY 7 YRS.

WRITE TO THE OWNWER, opps caps, inform them of your correct and current address in ref to their a/c number xxxx ex (original Creditor) account xxxx + type of credit card loan mobile telecom etc.

 

as you see, you must protect against backdoor CCJ's.

 

dx

 

[dx100uk]

To be frank

i think both are going to be difficult to set aside?

how are you going to defend them if you do get a set aside hearing?

 

 

[dx100uk]

Well you'd need proof

Sar sky hoping they have comms notes?

 

Dx

[dx100uk]

Or get the ccj set aside later as if you be fee free to you?

 

If you can pay it then do so, but you still got another one there so not sure how that really helps you much....bar a clear credit file 3yrs quicker.

 

sar sky, though they wont have phone calls from that long ago but might have notes on their file.

 

did you retain any equipment after, when you were asked to send it back possibly??

[dx100uk]

I wouldn't worry about paying an old ccj. They arent chasing and paying a ccj outside of the 1 month does not remove it. A satisfied ccj is as bad as a non one with regards credit. It still kills it for 6yrs.

 

Please read my last post and answer my questions

 

Dx

[dx100uk]

What defence do you have to set aside?

i cant see one?

 

if you are thinking of paying £275 to set aside without a guaranteed win, why not pay the ccj at £375 and it wont get registered?

overdales are lowells solicitors.

 

dx

[dx100uk]

Lets hope there is evidence then.

you wont get your £275 back until/unless you win the granting of a set aside and the subsequent later hearing about the debt.

 

Dx

[dx100uk]

no the ex forms have to go in with the N244

but you dont need to do anything yet.

 

 

[dx100uk]

What paperwork?

[dx100uk]

You were advised to wait...

how did you defend it?

 

you dont have all you ducks inline yet.

 

Dx

[dx100uk]

paid within 28days get it removed from the public register of judgements. Yes.

 

but you are slipping again...

sky are nothing to do with the judgement nor who took you to court..

 

there is not 'cover-up' upon sky behalf nor any need for them to do so...they sold the debt..wiped their hands of it.

 

had you written to everyone on your credit file ...updating them with your correct and current address, you would not be in this .... i would have thought you would have learned this from all the passed dealing on debts/CCJ's here. even if it was just a friends address till you settle.

 

dx

 

 

[dx100uk]

await the N180.

 

so should be  a walk in the part of theres proof you were not there and someone tried to change the name on the account.

 

this is why it was so important to await the SAR BEFORE you sent the N244 off!>

 

would be nice to see your N244 and statement.

 

a letter simply informing debt owners you have moved cannot reset any debt SB date.

 

 

 

[dx100uk]

best create a new thread for this other ccj

 

dx

 

[dx100uk]

opps getting ahead of myself...

[dx100uk]

Were you not also lndicating you were not living there when a reclaim was made?

On 23/03/2022 at 10:16, Cosmicdancer said:

Update : received a county court letter today saying the claim has been transferred to my local county court to deal with the application for the order of setting it aside .

 

Also someone at Sky has informed me they have the comms notes about my requested cancellation , however I did mention on that phone call I had no money no possessions etc to pay any cancellation fee.. weeks after that my ex partner tried to change the name etc on the account and continued to pay the account which kept it live..

 

the sky representative told me there was an indemnity on the account from 2017 and a substantial amount of money was claimed back ( obviously not from me ) .. so.. where do I stand with this one ?

 

Apparently sky have proof they emailed me about this indemnity but I can’t remember reading any emails from them .... 

 

[dx100uk]

Please take the trouble to space your posts in sentences. With blank lines

[dx100uk]

why not ask us...

you are awaiting allocation 

 

dx

[dx100uk]

in your statement, when the time comes.

[dx100uk]

yes they are as debt buyer don't goto court themselves they appoint solicitors, and overdales are part of the lowell group.

 

spelt not spelled....

 

scan everything up to one mass PDF please.

 

but no its not to put you off, it's what they have to do, as you did in your submission.

[dx100uk]

you need to remove all ref numbers etc

leave nothing they can use to ID you here.

 

all todays posts merged.

 

post hidden to hide pdf

 

 

 

 

 

[dx100uk]

as long as you now have the evidence you did cancel you should have no trouble here

 

dx

 

[dx100uk]

have we seen this evidence?

 

the other bit you might wish to make notes on is why the DD never got cancelled after sky closed the A/C. but continued to take payments, but these were latterly reclaimed under the DD guarantee scheme through your bank. you just might need to explain that bit so make some notes. 

[dx100uk]

Update:

 

After being passed pillar to post from sky to Lowell to a company called overdales ? I now have a unique case number from sky and they are processing the SAR request for me.

 

 I’ve managed to find out that my ex was paying the sky bill up until late 2017 and then decided to claim all of the money back from direct debits through the bank . Leaving me liable for this debt..

 

I’m hoping to get my set aside form filled in today .

 

If I pay the money to get it set aside can I claim this money back from the company prosecuting?

 

Thanks!

 

is there a date on that sky cancellation notification?

 

dx

 

[dx100uk]

yes

and..