Whose fault is it?

[BazzaS]

1 hour ago, Gick said:

You can only obtain Insurance confirmation from askmid if you are the registered owner, drive an employers vehicle and very restricted other reasons.
It is an offence for an individual to check someone else's insurance status,

Please do not suggest to the OP that they can do this.

So why does the askMID website offer:

”If you have been involved in an accident and need to check the other vehicle is insured, for a small charge you can make a One-off askMID search . Once you have entered some details, including the accident date, you can identify the insurer of the other vehicle so that you can submit your claim.”

http://stayinsured.askmid.com/about-askMID.html

 

[BazzaS]

Unless the OP has confirmed with his insurer the other driver is insured with the same insurer, it is possible that the OP was merely told this by the other driver, and so they are entitled to confirm it if it hasn’t already be confirmed.

 

OP : “I’m with AXA”

other driver “what a co-incidence, so am I!”

 

contrasted with the insurer confirming it……

 

However, yes, likely the OP’s fault regardless of why the other driver braked

Edited September 18, 2021 by BazzaS